Thursday 26/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• Clean one room so no work to do at weekend
• sparkle a lot - purple cow socks today

Good morning lovely dfw's,no plans at all for today so will just see what the day brings:rolleyes: . Hope you all have good day at work or home. Hugs to all the poorly people and little pip - and anyone feeling down xxx

Hi to all the regular posters:hello: :hello: and a big welcome to any new posters:D .

Catch up with you later x x

pixiechick99

Good morning!!

Nice early thread - means I can post before I go to work!
Had a lovely birthday yesterday - thank you for all the 'Happy Birthdays':D

Here's a list for today.....

• Check banking...move TCs to spending account
• Scratchcards...2 x 10p boo
• Dinner from meal plan - pork steaks and potatoes, veg
• Lunch/Drinks to work - free tea/coffee there
• washing on airer
• look at shopping already ordered for delivery on Sat and take off anything I don't really need to lower the cost;)
• Wrap ebay parcels to post

Think that's all....black socks I'm afrain (i'd look a right headcase with stripey ones and black pumps for work:eek: )...will try to sparkle as you all do, but got a sore tum (booo, nasty crohn's playing me up:mad: )

Bye for now,

Pippilongstocking

Waving Sorry Chrons playing up Milliy

Today short list as lots to do at work

Need give in invoice woo hoo
Need check bank later
Transfer something over to scary loan
Paper day here so see if i can sneak a read of it at work
Take in milk and pocket £1 for my spotty pot
Looked in garage and 'found' a set of shelves that I had shoved in there when we first moved in - lol - covered in those shopping bags (jute ones) so bags now all in one bag and shelf has moved into this room - must attack my books later - have 200-300 gardening/plant books - dont think they will all fit somehow
Walk dogs to work and save petrol
Laundry hokey cokey
lodger room
think about tea from cupboard
lunch from something stashed at work

Away up to get sorted - sore hip today - slept funny?

Miss_Piggy_2

Good morning all

Milly - poor you. Hope you are feeling a bit better soon
Fay - All I find in my garage is spiders :eek:

Have a busy day today so better not lurk on here too long!

* De-nit Piglet using old fashioned method of comb and conditioner (downside of going to nursery - he's forever picking the things up!:mad: )

* Ironing - pile is size of mount vesuvius once again......

* Piglet to nursery at 1pm today

* Meet friend for lunch - she's offered to pay as a treat

* Should walk to hospital for blood test but simply won't have the time so will have to pay a fortune for parking :eek:

* Out for dinner tonight with friends - chiquitos...friend has a mystery voucher thats either 25%, 50% or 100% off your food bill. Last time we had one it turned out to be %100!!!!

* Check on-line banking :eek:

* Washing at 30'c

Thats it. Not very DFW today.:o

Miss P
xx

Purple_Sparkles

Good Morning Everyone,

I'm having a pottering day today.

Today I will.......

• Check online banking
• Daily Scratchcard
• Storecupboard breakfast, lunch & dinner
• Washing at 30 and dry on airers or outside if it stays dry
• Go through mystery bag of Ebay stuff and get it ready for listing
• NSD
• Clean out animals and compost waste
• Paint kitchen ceiling (paint in shed)
• Do some more work on rag rug

Have a great day all.

angelflower_2

morning all

have been here this week just not posted due to massive amounts of work. Still the same but having withdrawl symptoms.

- heat up puppy heat pad in microwave at work
- turn off heating before I go to work
- scratch and click (10p, 4p 1p)
- check banking
- check for piggy clicks
- have a nsd (not going to reach my target)
- storecupboard meals
- go to course planning meeting tonight as going to be running a money management course in a few weeks
- read one chapter of OU work
- check all details on payslip are correct. First payment to credit union savings account comes out this month
- walk dog for excersise and get fresh air
- take in left over chocolates to work so dont have to buy my round of biscuits
- collect free papers from guys at work for puppy toilet training

Thats prob me for the day.

DawnW

Working at home today :j , but I have LOTS of work to do! But no petrol use, and no sitting in a city centre traffic jam for ages in my attempt to get there :mad:

So far I have:
Had a lie in till 7.30 ish to make up for exhausting day and mega-early start yesterday.
Seen to animals
Checked online banking and moved some money to savings
HM breakfast

Later I will:
Get on with work :eek:
Lunch and supper from stores / leftovers
Load of washing at 30 degrees

Have a nice day everyone, and hope that those who are poorly feel better soon :wave:

I have now:
posted off an old phone I found in a drawer for recycling - will be paid £2.12 for the savings pot.
Walked dog to post office for free exercise
Done the work, but more has taken its place...
Really early start again tomorrow...

Have a nice evening everyone!

OliveOyl_2

Morning All :hello: Thanks SM :A

white socks today All I could find as I've been avoiding the washing/ironing/sorting since I got back

So today I have/will:

• post on here - I find this thread SO helpful, keeps me focused AND gives me inspiration, so just wanted to acknowledge that today.
• been to the gym already to use my membership and used their hot water & toiletries too.
• made banana bread in th BM, using manky bananas, & that's been the perfect post work out brekkie
• brought in lunch
• supper from the freezer......don't know what yet
• must menu plan, with one eye on the contents of the freezer, one eye on my new diet and one eye on the fact that the lodger pays good money so shouldn't be offered toast as a meal......
• will do some laundry tonight at 30 and airer dried.
• part pay credit card bill, in case OH's money doesn't arrive in time. Can't pay it ALL off until it does, but don't want to risk a fee for late payment.
• Bought my ticket to Leeds using the special offer in the weekly e-mail. Sadly I'll have a bus ride mid-journey, but at £33 return it's cheaper & less hassle than driving :money: I'm going to see Lenny Henry as Othello with DD :j

I've written all that down, all is positive, but I still feel a little blue today
Ho hum.

Jo_R_2

Morning all

I feel completely devoid of any energy or passion for anything which I am sure will come across in my posts so do excuse me, I'm 41 weeks and 2 days and feeling massively/hugely/gigantically pregnant (select completely over the top adjective as required:rolleyes:) and waiting for baby to make his arrival *raises voice pointedly* "as soon as possible baby"

So today if I manage to:

• check online banking
• make council tax outstanding payment for March online

I shall be more than happy at having achieved something for today!

*apologises to no one in particular for sounding like a right plank*

Pippilongstocking

Olive
White socks have secret stripes you just can't see them - so sparkle away!!

Miss P spiders are great - just think of them as 8 legged guard beasts.

Nits - lol DD use to say she was a Nit hotel - took us forever to get rid of them DS much easier though. We used olive oil as well - smothers them and makes them sluggish so they cant roam around avoiding you. x

fendi-bag-lady

Hi, can I join in? I'm a wee newbie & you all sound so organised! I don't know a lot about some of the things yous have mentioned but hopefully one day I will!! Today I will:

• Go to bank and close down savings account,
• Reduce my overdraft to £1650 with the savings money,
• Take some clothes back that I bought a few days ago that I know I can live without,
• Have lunch before I leave the house and take dinner to work so I don't need to buy anything,
• Try to put at least 2 things on Ebay (I'm new to that as well and it takes me ages to work it all out)
• Have a NSD!!!

Hope everyone's day goes to plan.

Laura x