Multiply car policy

bambammy

Where can I find a multi car policy for, at present, four vehicles ?

3 vehicles have individual policies ( one at garage getting fixed just now )
The fourth one isn't covered, prompting this multy policy possibility.

One is getting fixed and MOT'd and will be sold in about 6 weeks, leaving three.

violetta

http://www.honestjohn.co.uk/news/item.htm?id=2159

vikingaero

Admiral, Primo Plc, and any good broker who can do a family fleet policy.

dacouch

A multi car policy is not always cheaper, so get quotes as a multi car and to insure them indidually

vikingaero

dacouch wrote: »

A multi car policy is not always cheaper, so get quotes as a multi car and to insure them indidually

Depends on the situation and risk.

For example we insure 8 cars on one family fleet policy. The main advantage is the one renewal date so you don't inadvertently forget to renew on and the fact that the family - 8 drivers can drive any car fully comp without ringing the insurers to add them. If my brother wants to borrow my MPV for the weekend he can. If I want to borrow my dads car for the weekend I can.

We pay £2.2k pa for 8 cars - Merc E55, Merc A160, BMW 530d, Zafira, Corsa, Mini One, Mini Cooper and Nissan Note. When you consider that The Merc E55 and BMW 530d used to cost £800 each to insure you can see what good value the scheme can be. But as a caveat it depends on your individual circumstances - we are all over 30 and have full & protected no-claims.

dacouch

It certainly does depend on the risk, the more cars their are in relation to the amount of normal drivers the cheaper the premium as the Insurers know most of the vehicles will not be used much. The OP has 4 vehicles and I suspect 4 drivers 2 of which are probably sons and daughters.

So as always it is best to check around and weigh up the pros and cons of price and cover.

bambammy

Hiya, thanks for you replies.

We have a vauxhall vectra SRI, corsa CDTI, mitsubishi shogun and the bygone age ford escort xr2i, also the work van, I forgot about...ford transit.

Xr2i is his toy and rarely gets used.

The Vectra, insurance runs out in July and will be getting sold in a few months once MOT'd etc.

Showgun, renewal due now.

Corsa, has 10 months left to run on it's policy.

Main use will be my partner and I, both driving the corsa, showgun and the work van. ( Teenagers not of age to drive and will be getting their own )

34yrs and 38yr old, with seperate policies each of us having 8+ yrs no claims bonus on each...and both of us have our no claims bonus protected.

bambammy

Father in law has his own policy, he can drive any car with the owners permission, 3rd party.