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Have i Reclaimed? please help

Almost 2 years ago I wrote to the bank with my template letter asking for my charges to be refunded. As with many others I was told that my charges were legitimate and that no refund was to be given, I then sent the next letter threatening court action. Then the 'Hold on dealing with cases' was put into place. I had a letter from my bank telling me that no cases would be looked at untill the courts decision on unfairness was decided and that the bank would keep me upto date with proceedings. What I am unsure on is if I have actually made my claim or if I need to actually claim with the small claims court for me to have actually properly claimed. Please if anyone could advise me I would be very greatfull?

Comments

  • I would say that you have started your claim as you have evidence that your bank has received your letters.

    As to where you go from here join the club!

    Some people are in limbo with the small claims court, others with the Financial Ombudsman and yet more with their own individual bank. Effectively the World stopped on 27 July 2007 or whenever it was.

    If the OFT wins the Test Case then in theory the banks should refund claims received without further obfuscation one would think but you know and I know that in reality life is never that simple!
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