Wednesday 25/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• Clean one room so no work to do at weekend
• sparkle a lot - halloween feet stripey socks today

Good morning lovely dfw's, back to the grindstone today after lovely day out yesterday:rolleyes: . Still dealing with the bl**dy decorators here, wish they'd hurry up and bog off, so sick of the place being in turmoil and stinking of paint.
Off to b & q today for some stuff for oldies - will take a couple with me as it's 10% off day for oldies on Weds they may as well save themselves some money from funds:p

Have been thinking about what to give up for lent and have decided to give up caffeine - I drink too much tea and coffee -

Hugs to anyone in need x x x
Welcome to any new posters:D and hi to all the regulars:hello: :hello: :hello:

See you later peeps:D

pixiechick99

Morning!
Tis my birthday (shhhhhh!) So won't be tooooo busy today after work!
Here's a list for today.....

• Check banking
• Scratchcards
• Buy chips from chippy for dinner (but doing my own fish out the freezer;) ....!)
• Not spend anything else
• Heating off...house was boiling this morning:D

I think that's enough for today, will try have a lazy evening with my girls...they've given me lovely pressies that they chose themselves, bless:T

Bye for now, have a good day!

MrsAudus2b

Hi everyone!

Sorry for not posting yesterday or not checking in again on Monday but I have a very good excuse....I had my appendix removed late on monday evening!

Started getting very bad stomach pains around lunchtime, kept getting worse and after ringing NHS direct, I made emergency appointment at GP at 5.30pm. He advised me to go straight to A&E and luckily OH had just finished work so he took me.

They diagnosed appendicitis and operated at 11.30pm. I was discharged at 6.30pm yesterday. Currently feeling very tired, emotional, very sore and quite helpless! OH off work to look after me today, bless him.

So no list for me today..I hope I can be excused! Although...I guess it will be a NSD, won't use any petrol and will hopefully catch up on diaries!

Love to all
xxx

sophiesmum_2

Happy Birthday Millyscarlet:D



Have a lovely time with your girls later xxx

MrsAudus2b

Happy birthday millyscarlett, have a good one
xxx

sophiesmum_2

MrsAudus2b wrote: »

Hi everyone!

Sorry for not posting yesterday or not checking in again on Monday but I have a very good excuse....I had my appendix removed late on monday evening!

Started getting very bad stomach around lunchtime, kept getting worse and after ringing NHS direct, I made emergency appointment at GP at 5.30pm. He advised me to go straight to A&E and luckily OH had just finished work so he took me.

They diagnosed appendicitis and operated at 11.30pm. I was discharged at 6.30pm yesterday. Currently feeling very tired, emotional, very sore and quite helpless! OH off work to look after me today, bless him.

So no list for me today..I hope I can be excused! Although...I guess it will be a NSD, won't use any petrol and will hopefully catch up on diaries!

Love to all
xxx

Lots of hugs to you Mrs A 2 B x x x

Take it easy and try not to laugh, cough etc :eek:

talliedebtbuster

Good morning all usual lot and newbie’s. No post yest as was so tired after 12 hour shift at work. Im here again this morning. Im radio operator today north of London, Essex and anywhere above!
I had a NSD yesterday though!! Yippe! And hoping to today as well. Use up locker stuff. Ive read yesterdays post, very active day!

One thing, side of my mouth is becoming swollen again with my wisdom teethies, sore and painful. But by the time I get a dentists appointment it clears up. So I don’t want to waste the appointment fee! What should I do!!

Skint nurse hope day goes well for moving in!
Bagpuss, I hope you are feeling much better today, maybe try going for a walk and clear your head.
Slowlyfading…welcome!! Have you any tips for us all here?

So today and tonight when I get home from work I will:

• Free tea at work
• Brekie from cereal and milk I brought in
• Lunch – tin soup from locker
• Dinner – veg pie, chips and beans from home
• Try read a journal article or more whilst at desk for essay
• Squash from a bottle I have in locker
• No word on the OU tutor application, might chase them up
• Snacks if I can eat any with my sore mouth I brought in from home
• Read radio times I got through with cheap mag deals,,,and tonight sort out cancelling the subscriptions and tomo chase up good food mag one as its not come through!!
• Search freebies board
• Search for any piggy clicks
• Check uni email for report results
• Look at new MSE deals email
• Look for any keyworker flats coming up to rent
• Read free metro rather than buy a paper
• Put some washing on this eve, dry on radiators

Have a NSD!!
Millyscarlett – HAPPY BIRTHDAY!!
MrsAudus..OMG glad that you are okay, what a horrible thing. Make sure you relax and take care of yourself

Pippilongstocking

OMG - MRSA _ eeeeeeeeeeeeeeeeeeeeeeeek.

HBday Millie
Goodluck - SSNurse
Um hello the rest of you
Tallie get some rest!!!!!


List today
Lodger money in so pay a scary bit to the hairy scary loan
Finalise report for extra work - reading the proof now (well next)
Do corrections and put it in with a lovely wonderful MASSIVE bill (He he he he)
Walk dogs later
Think of a lent thing to give up
NO contacts today so I guess thats moneysaving (dont worry I have my MR MCGOO glasses on - can't get to the bathrooom without my specs - SSSSSSSSSSSSSSOOOOOOOOOOOO blind)
Tea from cupboard
Lodger room to sort
Take something into work and walk doggies
Check bank
Check phone balance
No remittance from the college so doesnt look like I am being paid this week - so it MIGHT be mid next week - its so annoying.
Might walk over to work with muttlets

Long purplish socks - yellow flowers splattered all over them theyare a riot
And a stripey robber top on.
waving to you allxxx

claireabelle_2

hi everyone
get well soon mrs a2b!! my friend had his out in thailand and BA flew him home first class on insurance, was almost jealous!!

Today i have

• brought in breakfast and lunch (using up salady stuff, hope it's not too soggy by lunch cos have put dressing on!!)
• checked my banking - nothing out
• updated my spreadsheet for payday 2mw cos am on a course and won't have my spreadsheet (cue withdrawal symptoms!)
• checked quidco - am due a few £s next week

will need to pay for a taxi later but will get back on expenses also got dinner paid for by work tonight :j hope it's nice!

Have a good day all
xxx

lonestarsky

Morning all :hello:

Lovely day here, sunny with a blue sky and not too cold. It actually feels like spring!

SM - hope the decorators are finished soon and they don't drive you mad!!
millyscarlett - HAPPY BIRTHDAY!! :bdaycake: Enjoy your day xx
MrsA2B - big hugs, hope you're feeling better soon xx

Today I have done/will do:

- daily scratchcards
- daily clicks
- do any surveys that have come in
- enter all holiday comps I can find
- check internet banking
- rate some dooyoo reviews
- write 500 words of novel
- type up words from yesterday
- do exercise DVD
- update my 101 blog
- book Knockhill accomodation for August
- sew up loose hem in bedroom curtains
- clean bedroom window (cats have made it dirty!!)
- clean cat litter tray
- HM lunch
- storecupboard tea (quorn mince shepherds pie, I think)
- do a load of washing
- *hopefully* have a NSD!!!!

Have a good day everyone, hope the suns shining with you too xx

OliveOyl_2

Wow MrsAudus that's a cunning way to lose weight.......I wonder how much an apendix weighs :think: I think I'd need my leg removed to have any impact though.....:rotfl:
Was it you who was looking for a PostOffice to tax your car? I think I suggested that you tried to do it on-line, if it was you, you can at least be busy while you're laid up :rotfl:

Morning All:hello:
Today I must/will/have:

• brought in packed lunch
• supper from store cupboard- need to empty the freezer again
• pay cc to avoid interest
• pay MOT bill
• paint DS2's walls white after work - on a tight schedule to do his room.....
• washing on at 30 and airer dried
• pay in Lodgers money
• scratch'n'clicks
• Did a MS shop and entered report yesterday and didn't mention it - so I'm taking the kudos today - an easy £10 too, just pretended to close my bank account
• off to the gym tonight & will use their toiletries & water.
• boring grey wooly socks today, but I am sparkling :rotfl:

Have a great day everyone :A