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Overlimit charge on credit card.

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Due to a total balls-up on my part (I forgot I had a payment for a holiday to come out:o) I have gone over the limit on my Egg card. I have been charged a fee. Now that is entirely my own stupid fault and I am not complaining about it, neither do I intend to try to get it refunded. I made the mistake, I pay the price.

But I was surprised to be charged £16. I seemed to remember that when there was that investigation into credit card charges they were limited to charging no more than £12. Is that right, are they trying to creep the charges up again? If so it quite invalidates the entire point of that investigation and the conclusions reached.

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