Overlimit charge on credit card.

vet8

Due to a total balls-up on my part (I forgot I had a payment for a holiday to come out:o) I have gone over the limit on my Egg card. I have been charged a fee. Now that is entirely my own stupid fault and I am not complaining about it, neither do I intend to try to get it refunded. I made the mistake, I pay the price.

But I was surprised to be charged £16. I seemed to remember that when there was that investigation into credit card charges they were limited to charging no more than £12. Is that right, are they trying to creep the charges up again? If so it quite invalidates the entire point of that investigation and the conclusions reached.

kaisersoze_2

Thanks to Nickmack

OFT simply said they wouldn't take action against them for fees of £16 and under.

It looks like they are simply playing the rules and been "individualist"

jamalfatty

http://forums.moneysavingexpert.com/showthread.html?p=17553211#post17553211

Robert_Sterling_3

Stoozers try it on.
Credit Card companies also exploit opportunities