Personal Injury Claim

SolicitorMidlands

Experts will have seen it all. You generally can't get much past them. They are trained professionals and have a reputation to uphold and their duty is to the court not those paying or instructing them. They don't want to put their name to something they think is dodgy.

To lump everyone with whiplash into one is ridiculous. People suffer from this injury. The severity varies person to person. Again, the experts know what to look for. Any injury is difficult to prove. How do you know whether someone is really experiencing symptoms 3 months after a fracture?

I absolutely accept that some people lay it on a bit thick and some are out and out fraudsters. I can think of a number of my own clients that fall into both those categories.

Ultimately, the Claimant has to mitigate their losses and not having time off work is not detrimental to the claim but of course does prove that the symptoms cannot have been that severe.

I trust the OP has sought legal advice now and has been attending his GP regularly and has sought further treatment, i.e. physio and/or referral to a consultant if the symptoms are troublesome.

Bubleicious

Hi everyone and thanks to everyone who gave advice back when I made the original post. I just thought I would update this thread in case anyone was interested. I found a solicitor through a personal recommendation and just this week received a letter to say that the third party insurers have now admitted full liability for the accident. My excess cheque is now on its way to me, a full year after the accident!!
Also could anyone advise if my no claims bonus will be restored as I have found to not be at fault? My insurer at the time reduced it form 5 years to 3 years as the claim was not resolved.

Quentin

Yes your NCD should be restored. Write to your insurer, enclose copies of relevant correspondence and ask them to reinstate your NCD and refund any extra premium you have paid as a result of this.