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how is everyone else coping
vw08
Posts: 4 Newbie
Hi am new to the site, and posted a thread in the wrong place so i hope this gets to all you lovely people out there who are coping and paying back their debts:T
I have about 18K on credit cards and 15K on a bank loan, have fallen behind with mbna credit card and have asked them to lower my interest rate so i can catch up on payments, just had a baby and not much time off work as i am self employed, just wanted some advice should i take out a debt management plan with cccs or other companies willing to help me free of charge or try and speak to creditors? any advice would be much appreicated:j
I have about 18K on credit cards and 15K on a bank loan, have fallen behind with mbna credit card and have asked them to lower my interest rate so i can catch up on payments, just had a baby and not much time off work as i am self employed, just wanted some advice should i take out a debt management plan with cccs or other companies willing to help me free of charge or try and speak to creditors? any advice would be much appreicated:j
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I have moved your post into a thread of it's own
hopefully you should get more replies this way DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
MF aim 10th December 2020 :j:eek:MFW 2012 no86 OP 0/2000
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