Relationship

Loui1979

I have just posted in Mortgages on advise on canceling a mortgage, we have a joint mortgege and only had the mortgage for 2 weeks and seems extreamly hard to cancel.

Thing is i am having second thought about everything. My BF has changed since we have moved in eg. going out more and bothering more with his 'female friends' and i suppose i am jelous.

I just wish i could turn back time. I am angry with him at the moment.

I dont know what to do.

Spendless

Sorry if I've misunderstood here but I'm reading this as you've just bought a place and moved in with your boyfriend and 2 weeks later you've changed your mind .
What's happened in 2 weeks to make you feel this way? Have you spoken to your bf about it?
Do you mean you want to split up or just not have your name on the mortgage?

rchddap1

Also, remember that just because the guy has 'female friends' it doesn't mean he loves you less. If you are considering splitting up you need to talk to your bf about it. Perhaps he doesn't realise how you feel. Have you lived together before? If not it may just take a bit of time for you both to settle down. Living with someone can be very different from just being boyfriend & girlfriend. You see somethings that you wish you never had :eek:

Just because you are living together, it doesn't mean that you have to do everything together. That's even the case with married people. What is important is that you still care about each other. If that feeling has gone you need to talk to him at length about how you both feel and what the next steps should be.

If you do want to split and if you have a mortgage in both your names really there are only 2 ways to get rid of it: for one of you to take on the whole mortgage, or for you to sell the house. For either of these options all of the owners of the property would have to agree to it, and it would involve solicitors etc...

Once a mortage is agreed, and a sale completed, you can't just ring up the mortgage company and say "we've changed our mind take the house back". Doesn't work that way I'm afraid. You can't 'cancel' a mortgage in the way I think you mean it. You both now legally own the house and so the only way to dispose of the mortgage is to pay it off either from your own money or from selling the house.

Anyway, you can't secretly remove him from your life and then tell him to go sling his hook elsewhere. You need to talk to your bf about how you feel....once you've worked out how you feel.