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best budget?
homealone_2
Posts: 2,004 Forumite
before i send off my letters asking creditors t allow me to do pro rata payments could someone advise me the best budget sheet from all the credit agencies which woud give me themost to live off as some of them allow very little to spend. being disabled i have needs that areot luxuryitems and yet have no boxes to put this spending in so which allows for more in my pocket as i dont want to set up pro rata payments and ten find i cant keep the up for long?
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You can just add the additional uinfo onto the bottom of which ever budget sheet that you use.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
bumping for help for you.
dont know much about this but hopefully someone who does should be along soon
Good luck
*onwards to page 1*
Household 2 adults, 2 cats and baby boy (2.11.13)
Married my wonderful husband on 2nd June 2012
June GC: 0/3000 -
the only one i have is from the national debtline, does anyone else have another i could use perhaps?0
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will my creditors accept an soa as it has rather alot of what i have been told are luxuries, have you had success with it?0
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What "luxuries" is it you are worried they won't accept?
DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
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None of the above are luxuries, unless you are excessive with them. So price it up for the cheapest hairdresser in your area, no adding in professional colour treatments!
I would imagine the basic school trips are fine, but not ski-ing. Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️0
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