Sterling Investment Bond question

jem16

whiteflag wrote: »

Jem , I think you will find that despite Dh saying that there were plenty of reasons against using the Sterling bond, only when pressed did he the say "there is nothing that suggests that there is anything wrong with the recommendation"

So why didnt Dh just say that in the first place? What he posted originally was of no help to the OP or people like you trying to make and informed decision.

Perhaps not. However he does seem to prefer having more facts before just diving in with an answer, unlike some.

Philup later posted the actual commission level which was fine - had it been high the answers may have been entirely different.

Why has disagreeing with Dh got to be seen as IFA bashing?

Disagreeing - no that's a healthy discussion.

However do you really feel that some of your comments to me regarding the use of a signature were just disagreements? That's what I was referring to.

As someone who likes to make informed decisions, I would have thought it would be more useful to you and everyone on this forum if occassionally someone gave a different opinion to dunstonh.

Absolutely.

That's why I see the signature as useful. It allows us to see other professional opinions.

jem16

whiteflag wrote: »

jem, can resend your pm, your last one hasnt come through!!!

Your mailbox must be full - it bounced back.

I can see you next Thursday if your free:rotfl:

Only if you take me out to dinner too - it's my birthday.

whiteflag_3

[

jem16;23165941]Perhaps not. However he does seem to prefer having more facts before just diving in with an answer, unlike some.

Dont agree, he very often dives in, like this case where he did have all the relevant facts but still posted plenty of reasons why not.

Philup later posted the actual commission level which was fine - had it been high the answers may have been entirely different.

No, there would still have been nothing wrong with the advice and product recommendation.

Disagreeing - no that's a healthy discussion.

Yep

However do you really feel that some of your comments to me regarding the use of a signature were just disagreements? That's what I was referring to.

fair enough

Absolutely.

That's why I see the signature as useful. It allows us to see other professional opinions

on this forum my opinions ( as you will have gathered) are not given in a professional capacity therefore I prefer not to advertise. I would never transact any business with anyone on these boards. Would it surprise you that I do get pm's from posters when they suss im an IFA? Makes me wonder how many pms the ones with IFA in their signature get. If you think im a cynical old git then your probably spot on.

At the end of the day Dh and I both work in the same industry and where I agree with him I will back him, but I also know in some areas we are poles apart. Im not going to sit on the fence with DH.

whiteflag_3

Only if you take me out to dinner too - it's my birthday.

No problem - there is a KFC in glasgow isnt there?

jem16

whiteflag wrote: »

on this forum my opinions ( as you will have gathered) are not given in a professional capacity therefore I prefer not to advertise.

Just as well - some of your recent comments (not just on this thread) would have people running in the opposite direction.

What's got into you recently?

I would never transact any business with anyone on these boards. Would it surprise you that I do get pm's from posters when they suss im an IFA?

Not at all. People can get an idea about someone from their posts - although it could be entirely the wrong idea.

Makes me wonder how many pms the ones with IFA in their signature get. If you think im a cynical old git then your probably spot on.

You say that you don't act on pms as you don't transact business with anyone on these boards. Why assume ( or accuse as you really seem to be doing) someone else does then?

At the end of the day Dh and I both work in the same industry and where I agree with him I will back him, but I also know in some areas we are poles apart. Im not going to sit on the fence with DH.

That's fine.

However don't let it descend into what comes over as IFA bashing to those who don't know who/what you are. It does no-one any favours.

whiteflag wrote: »

No problem - there is a KFC in glasgow isnt there?

1 Devonshire Gardens should be more up your street - I mean aren't all IFAs rich???

whiteflag_3

What's got into you recently?

Dont know ? better post some examples and I ll see if I can work it out?

You say that you don't act on pms as you don't transact business with anyone on these boards. Why assume ( or accuse as you really seem to be doing) someone else does then?

See last post

" If you think im a cynical old git then your probably spot on."

However don't let it descend into what comes over as IFA bashing to those who don't know who/what you are. It does no-one any favours.

Like I said, I dont see disagreeing with Dh as IFA bashing. I got annoyed with him for bashing another IFA

Questioning someones motives isnt IFA bashing either

1 Devonshire Gardens should be more up your street - I mean aren't all IFAs rich???

LOL!:rotfl:

jem16

whiteflag wrote: »

Dont know ? better post some examples and I ll see if I can work it out?

http://forums.moneysavingexpert.com/showthread.html?p=23145959&highlight=#post23145959

http://forums.moneysavingexpert.com/showthread.html?t=1802307&highlight=

Just seemed unecessarily harsh comments.

Questioning someones motives isnt IFA bashing either

Depends on your motives for doing it.

whiteflag_3

jem16 wrote: »

http://forums.moneysavingexpert.com/showthread.html?p=23145959&highlight=#post23145959

http://forums.moneysavingexpert.com/showthread.html?t=1802307&highlight=

Just seemed unecessarily harsh comments.




Depends on your motives for doing it.

1st post-
did you read Dhs response to the op - i suppose its alright for him to be like that as the MSE IFA.

2nd Post-

what was harsh ?


so what would be my motives?

jem16

whiteflag wrote: »

1st post-
did you read Dhs response to the op - i suppose its alright for him to be like that as the MSE IFA.

I refer to Post 3 and 9 (quote from deleted comment) in that thread.

2nd Post-

what was harsh ?

Ask the OP.

so what would be my motives?

I'm a cynical old *** too.

Anyway whiteflag if you want the last word please have it but I'm finished here. My main point is that you seem to have become unecessarily argumentative where no real argument appears to exist. You obviously think otherwise so we'll have to agree to disagree.

whiteflag_3

jem16 wrote: »

I refer to Post 3 and 9 (quote from deleted comment) in that thread.



Ask the OP.




I'm a cynical old *** too.

You obviously think otherwise so we'll have to agree to disagree.

No bother Jem, I take on board your comments and its time to park this one.