Legal & General Porfolio Bond

Krissie

I have a substantial amount of money tied up in this Bond for the next five years and am getting increasingly worried about it. It is all I have in the world and am wondering whether I should cut and run or worry and wait!
Help please??? My Financial Adviser says to sit tight.
Krissie

fatpig_2

What's in the portfolio?

Krissie

£300k and it went in at the beginning of 2007

EdInvestor

What is it invested in?

dunstonh

No, thats not what he meant.

You ahve told us you have a tax wrapper. A container for investments. You have told us the administrator (l&g). You havent told us about the investments.

At this stage you could be in cash funds, property funds, fixed interest funds, equities or a whole selection.

Krissie

Its in L & G Distribution (Growth) Fund (A)
L & G Distribution Fund (A)
Jupiter Merlin Income Portfolio Fund
Threadneedle Equity and Bond Fund

Does that make sense?

EdInvestor

What percentage of the money is in each fund? With an amount like 300k you would expect a larger list of funds.
What is your attitude to risk(cautious,balanced,adventurous)?

Krissie

Its split equally across the four and is cautious. If they had a "scaredy cat" category I would have gone for that!
Thanks for responding

Yorkshireman_3

EdInvestor wrote: »

What percentage of the money is in each fund? With an amount like 300k you would expect a larger list of funds.
What is your attitude to risk(cautious,balanced,adventurous)?[/quote Awaiting ur answer -- hope you can help the lady :d she sounds nice

Krissie

I am nice, well, most of the time!

Merrill_Lynch

I have a feeling I may have a similar plan with L and G.... 1) distribution accumulation and 2) property ...

I invested 50k...it had gone up to 62 k but now stands at £42,000. It just keeps heading down...no ups and downs...just down.
The "experts" keep telling me it's because of the commercial property part of the plan. Could I lose the lot...when do you get out, take the money ( what's left ) and run ???????

There must of hundreds of thousands of people all in the same boat...not really understanding what we all signed up to...paying IFA's rather a lot of dosh and now we're left thinking why didn't we just stay with straight forward savings. IF my investments do eventually climb back up to something "acceptable" I am getting out and putting the cash where I can see it and understand it all.

Another of my portfolios now stands at 70k ... In August it was worth 105k.

Do we stick with them or GET OUT ????????