We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Red/Lowell selling a disputed account to Mackenzie hall
Comments
-
best of luck. Rweport hem if they come back again. The OFT is getting tought on muck like these.If you've have not made a mistake, you've made nothing0
-
Hi,here is my story about the lovely :mad: Lowell/Red.
In March 2006 went Bankrupt and in October 2006 got early discharge.Before BR had a current account with Natwest with o/d and a loan which of course were included in BR.Post BR had a cashminder account with Co-op and then Natwest agreed to take me back and gave me a basic bank account with solo card.When back on my feet I opened a full current account with HSBC with o/d and got a Mastercard credit card.I've run my account impeccably,never used the £600 o/d and paid the credit card off in full every month on time for the past 12months.Last week I upgraded to HSBC Plus from the Advance account because I would make good use of all the perks.
Today, I receive a letter from Lowell informing me they bought a debt on 08/06/2007 (doesn't state who from) for £8,630.67 owed to HSBC Bank!! Bearing in mind I joined HSBC May 2008,I thought what the hell is going on? They quoted the sort code of 40-47-82 which I've checked and it pertains to First Direct Bank.I did have an account with First Direct from 1996 to 1999 had a loan for £2000 and paid it off.
For pity's sake,what in God's name are these vermin playing at and how are they allowed to get away with these practices?:mad:
I've been through a BR and got myself back on track with an excellent record at the bank and now this.
Well,some people say write and refuse to acknowledge and others say just ignore them and they MAY go away.What do you guys think and is there anyone else who's had similar experiences?
love Bella0 -
It is covered by your bankruptcy and also statute barred.
If you still have copies of your bankruptcy order, then write to them with that.
Also send copies of the letters from Lowell to your former OR. Keeps them in the loop in case you need them to inform Lowells of a few "facts".
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Thanks Fermi, I'll do as you advise.
kind regards
Bella0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards