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Early Discharge letter received.. is this normal?
Mips
Posts: 19,796 Forumite
My husband received a letter saying they are considering Early Discharge.. but they have sent an income/expenditure form to sign and return before doing so.
Is this normal?
Is this normal?
:cool:
0
Comments
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yes completly normal. They are trying one final time to see if they can do a IPA or up the amount before dishcharge. good luck.0
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Absolutely, they have to see that there is no change in the SOA whcih may mean assets for your creditors.
Obviously, if not, then they have finalised looking into your affairs and ED is on the cards.
SA2011 - New year, New start, New me[STRIKE]Planning on [/STRIKE] making my dreams a reality0 -
Get him to fill it in and send it back special delivery to ensure it arrives!
Dalip had her ED delayed coz her forms "never got delivered"
then it's fingers crossed for ED
:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
nervousmother wrote: »yes completly normal. They are trying one final time to see if they can do a IPA or up the amount before dishcharge. good luck.
And if they give us an IPA.. how long will that last?:cool:0 -
36 months though only if your surplus is greater than £99 and if at anytime this changes and your IPA is suspended, the months it is suspended count towards the 36Dippychick wrote: »And if they give us an IPA.. how long will that last?
hope that makes sense
:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
it's a sliding percentage ranging from 50-70% of the surplus.
e.g. I have a surplus of £310 and I pay 60% = £186
If it helps then pop up his I&E on here so the experts can advise if things can be changed?:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
it's a sliding percentage ranging from 50-70% of the surplus.
e.g. I have a surplus of £310 and I pay 60% = £186
If it helps then pop up his I&E on here so the experts can advise if things can be changed?
I will do.. but the income and expenditure form they have sent doesn't give you much to put down does it?
What I mean is.. it doesn't take everything into account!:cool:0 -
here's a list that shows the percentages (courtesy of Phil!)philnicandamy wrote: »
:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
startagain wrote: »Absolutely, they have to see that there is no change in the SOA whcih may mean assets for your creditors.
Obviously, if not, then they have finalised looking into your affairs and ED is on the cards.
SA
So could he just copy and paste the original Soa or would the OR look at how he has been running his accounts?0
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