My SOA Help eeek

Fire_Fox

kaysmith87 wrote: »

The problem with getting my partner to pay "rent" would be that he currently does not have any money, he is living out of his overdraft until the flats he has are rented and the mortgage comes through. Until then what he can contribute is minimal however i'm hoping this won't be for long.

I have told him i'm currently about £120 short a month and although he seemed concerned he didn't come up with much solution other than for me to work more!

I like your idea Fire Fox, the rows could be quite entertaining after that! But yes i do need to be firmer.

Then how can your partner afford to run a car? Bet he has a mobile phone too? He has money for what he chooses, so he has money to contribute to the costs that you incur from having him stay. :rolleyes:

Don't row about it, you have all the power as it is your flat. Use the 'broken record' technique - whatever excuse he comes out with you repeat yourself "I am very stressed by my financial situation and need you to start contributing to the household to the tune of x per month". If you have to say it a hundred times then do so - do not justify yourself, apologise or negotiate.

boredofbeingathome

You could argue the banding with the council, it will take a while though. I would also look at putting CT over 12 months instead of 10. If they charge £800 per year that may well free up quite a bit for you.
Have you negotiated with Nationwide yet? I would think about getting a different account elsewhere if possible with a 0% overdraft deal.
You could look at a credit card shuffle for the moment and see if that helps all temporary i know, but could free up cash to throw at debts.
Good luck.