Has anyone found a fixed mortgage at less than 4% recently?

missycapper

Has anyone found a fixed mortgage at less than 4% recently?

stolt

nope, lowest i have found is a 4.29% - 5 year fixed,max ltv 65% if i remember correctly. I think it matters what sort of LTV you have.

kaka72

missycapper wrote: »

Has anyone found a fixed mortgage at less than 4% recently?

I was offered a 2.99 fixed for two years at halifax....only have about £20 000 to pay....charges were 2.5% of loan and £275 end fee.

DelBoyPhil

im sure soon there will be some good ones.. im on .99 above base and want to fix at 3% for 5 or 10 years.

confused31_2

ive seen load of motgages fixed at below 4%, but they are only for 1 or 2 years.

the woolwich are doing a 2 year deal less than 3%

http://www.confused.com/mortgages-form

i would wait and try and fix for 5 or 10 years though, i think 2 years is not long enough.

Stantheman

Been looking for months for a 5 year fix below 4% but best I can find is around 4.4%. When I do find one Im gonna pounce on it as thats a great rate for a decent period of time.

beecher

I'm waiting for a 4% 5 year fix too - think they'll only be available for low LTVs though.

Bargain_Rzl

For new customers, Nationwide have a 2 year fix at 3.98% with a £995 fee for LTV of 60% or less.

Existing customers can get the same rate on up to 75% LTV.

I'm an existing customer with a small mortgage and am currently tempted by the 5 year fix they are offering for 4.68% with £299 fee (for <75% LTV). However - as the house price calculator only gets updated quarterly, so my LTV is going to remain stable until after the end of March - I am tempted to give it a month and see whether a lower deal becomes available (I'm on SVR at the moment).

luckyfool

Woolwich are just bringing out a 4 yr fixed rate at 3.99% under 60% ltv.

nemoes

Principality has a 4 year fixed rate at 3.99% 60 LTV and £999 admin fee.

Good rate, but you don't have the option of overpaying.