We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Embarassed to put low offer ... how to do it pain-free??

tenke
tenke Posts: 186 Forumite
in House buying, renting & selling
Hi,

Just need some advice on how to put low offers when you intend to buy a property...

First time buyer here, looking for a home to live, but not wanting to pay too much due to inexperience:confused:

In all honesty, I feel embarassed :o to pick up the phone to say my offer, so was thinking, maybe email is better?? You think EA will follow process online, exactly as they would if you phoned them??

What are your thoughts or previous experiences?

PS. When i say low, i mean between 11% & 15% off asking price

Thanks for reading

Comments

  • ChasingButterflies
    ChasingButterflies Posts: 945 Forumite
    The last 2 houses we put offers on - our solicitor did it for us... That was over 3 years ago though tbh I think right now any EA/vendor would be happy that someone was showing an interest?

    eta - welcome to mse!
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Hi tenke and welcome to MSE

    There was some great advice about how to put offers in a little while ago. Let me see if I can make the link work...

    http://forums.moneysavingexpert.com/showthread.html?p=16744699&highlight=ivandrago#post16744699
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.     :)
  • tessie_bear
    tessie_bear Posts: 4,898 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    dont be embarrassed...get on the phone and be loud and proud.......or tell your partner to do it that is what i do....good luck
    onwards and upwards
  • liz-paul
    liz-paul Posts: 899 Forumite
    We put our last offer in writing & handed it to the EA. We sort of explained our reasoning a little bit & also pointed out that we had a mortgage in principle & had a solicitor.
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • cem
    cem Posts: 391 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    if you have a deposit and a DIP - get on the phone and put your offer forward and mention you have a ready deposit and a DIP (proof available). In this market, hardly anything is selling so with the above two you are a strong candidate as a buyer
  • ILW
    ILW Posts: 18,333 Forumite
    tenke wrote: »
    Hi,


    In all honesty, I feel embarassed :o to pick up the phone to say my offer, so was thinking, maybe email is better?? You think EA will follow process online, exactly as they would if you phoned them??

    Possibly Alcohol!
  • tenke
    tenke Posts: 186 Forumite
    Thanks for all replies ;) It is really enlightening to know different ways to do it.

    I agree with liz-paul, about writing and explaining reasons, as it helps sellers to see your viewpoint as well.

    Btw, put my offer today, so I am excited to see if my rethoric gets me somewhere !! lol

    Anyway, if it is meant to be it will, if not oh, well! something better will come along ;)
  • zone
    zone Posts: 249 Forumite
    No need to be shy or embarrassed. With email you cant be sure if its been received and who read it. Call them up and make the offer to someone in charge of sales. Whats the asking price and type of house you are interested in?
  • beccybobeccy
    beccybobeccy Posts: 28 Forumite
    We emailed our offer a few months ago and put our case forward for why we putting that offer in.
    I can't see the harm in email. If you haven't heard anything after a few hours give them a chaser call
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture