We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Another set of court papers!
Comments
-
I am not a regular poster on here anymore. I usually just come and read with the accational post. My experience says that If I need support, if I need help with arranging a DMP and organising a soa, sending for a CCA or finding out were to get further help then this site is A1+, NO question about it. But when it comes to information with regards to court matters then my experience tells me to go to CAG or CCS this site is not really set up to help, nor has it the experiance.
I was giving support through advice and that was to seek further advice and were to get it. CAG and CCS are not the enamy of this site they are people like us who have had greater experience in particular areas. So yes I post on here, CAG and CCS but in the same name KEL123 no other name always Kel123.
Kel
My signature is wrong Lloyds found a valid CCA so I have had to put 17k back on the list and I am at present waiting for Sehairi Clark and Mitchell to get back to the court with their responce to my defence. If you want to know more check my threads from last year especially the one were I lost in court when fighting against a bailiff, why lack of knowledge!
sorry if i took it the wrong way m8 only i thought you were slapping my wrist for posting in this thread and ive had enough with dca try to take a pop at me over the last few days - perhaps its made me over sensitive
anyway ive spent an hour now perusing cag and yes its very good but has a different speak to here. i think may take me while to get my head round
thanks for the CPR 18 - request for information info im gonna send one to link financial re my case tommorow
best of luck with your fights m8 - cant offer advise as your a lot more clued than me but ill support you in anyway i can0 -
Hi louie,
l would'nt worry we all fly off the handle at some point!! l've now done my acknowledgement online, had a slight problem to start with as l thought on mcol l had to put in my password but it was theirs!! so after 3 attempts l was shut out for another 2 hours!! Although l've had a good day to ,start with today then it went bad (remember the moorcroft visit?) then l came back on here and got loads more energy and strength and l tackled an extra 2 debts today! yay!! :j I think that might be all of them accounted for now!!! Although l wont hold my breath, just incase!!!!
Chat tomorrow Nova X0 -
Hi louie,
l would'nt worry we all fly off the handle at some point!! l've now done my acknowledgement online, had a slight problem to start with as l thought on mcol l had to put in my password but it was theirs!! so after 3 attempts l was shut out for another 2 hours!! Although l've had a good day to ,start with today then it went bad (remember the moorcroft visit?) then l came back on here and got loads more energy and strength and l tackled an extra 2 debts today! yay!! :j I think that might be all of them accounted for now!!! Although l wont hold my breath, just incase!!!!
Chat tomorrow Nova X
sleep well and dont forget to remind your husband he dont deserve you!!0 -
Louietudor, please don't let the b's get you down.
I have 2 (HBos) that have been chasing us for a year - their/our cca is unenforceable, but they still keep trying. Both are with wescot for the second time and wescot keep phoning, my wife claims to be a relative and that she is out (this is her way of dealing with them) I am blarzay and simply refuse to answer their security questions. When we first started on this quest it used to worry us but now 'so what'? If you feel in the mood play with them (just remember not to admit/agree to anything) it will not get you anywhere but boy is it gratifying.June 2005 = 48K of Debt
Sept 2006 Started dmp = 56k of Debt (inc fees and charges) DFD April 2030:eek:
May 2008 = <5k of Debt (CCA route -48K, paid off 3K) DFD April 2010
Nov 2008 Lloyds found CCA for 14K loan:mad: New DFD Jan 2016
Happy so far tomorrows another day
0 -
Morning Chaps,
lm like you Kel , the debts used to frighten me to death!! but you do get blazay after a while, but l really didnt like that man coming to the door yesterday not because l was scared but the embarrassment factor.My daughter was coming in with her new boyfriend and he was bandying words about like bailiffs and "lm from a DEBT COLLECTING AGENCY" :eek: ( l did that in capitals to simulate the loud voice!!)
And l love the bit when the creditors say (in a pompus voice) "you wont be able to get credit" l say "thank god for that!!!"
Have a good day everyone XX0 -
Afternoon All,
l hope this doesnt sound thick!! But if a DCA takes somebody to court, when in court, how do they prove that you owe them the money?
Thanks nova X0 -
-
nova
The claimant must prove what part of the agreement you've breached.
That is, providing there is a VALID agreement for them to rely on
Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
OH l see, thanks for that, so they probably rely on people being scared into paying up before it gets all the way to court, so as l've left it to late to request a cca,we'll have to wait and see what happens.l'll just have to hope they have'nt got one!! X0
-
Only worry about what happens next, when it happens nova, not before
Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards