We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help!!
PureSymmetry
Posts: 1 Newbie
Hello all,
I'm sure that Help is really what everyone says when it all goes pear shaped!
My situation is that I was diagnosed with cancer in November 07. Since then I have been unable to work, have eliminated all of my savings and am getting close to defaulting on my credit card debt of around £40K.. I would have handled this sooner but going through intense chemo and immunotherapy I just didn't have the will to face it...
I have got the SOA calculator and am going through it now, but with hardly any income, 3 children and a life threatening illness, i was wondering where the heck do i begin?
Any advice you can give will be greatfully received!
Many thanks,
Jay
I'm sure that Help is really what everyone says when it all goes pear shaped!
My situation is that I was diagnosed with cancer in November 07. Since then I have been unable to work, have eliminated all of my savings and am getting close to defaulting on my credit card debt of around £40K.. I would have handled this sooner but going through intense chemo and immunotherapy I just didn't have the will to face it...
I have got the SOA calculator and am going through it now, but with hardly any income, 3 children and a life threatening illness, i was wondering where the heck do i begin?
Any advice you can give will be greatfully received!
Many thanks,
Jay
0
Comments
-
Hi. Post up your SOA and we can discuss your options.My Debt Free Diary I owe:
July 16 £19700 Nov 16 £18002
Aug 16 £19519 Dec 16 £17708
Sep 16 £18780 Jan 17 £17082
Oct 16 £178730 -
Contact one of the debt counselling charities. They will be able to advise you on what your best options are and help you get things organised. Its probably best to use one of these rather than trying to do it yourslef as it can be time consuming."You are entitled to your own opinions but not your own facts" - Arthur Schlesinger
Proud to be have dealt with my debt
Debt Free Sept 20120 -
im sorry to heatr about your circumstance hun, can you contact the people who you owe and tell them the situation. Surely they have something in place that deals with this terrible illness.
I hope all goes well with you treatmentBarclays OD -£805.93/limit £800 A & L OD -£350.00/limit £250HFC (laptop) £549.00, Barclays Loan £3033.00, O2 £331 (227.70 left)(defaulted):eek::eek::eek:0 -
Please do post the soa.
Also do you have ppi on the credit card or any insurance policies that could pay the debt off. If you find you have ppi or policies and they do not cover then maybe work out if you have been missold them and claim them back.0 -
1. Do you own or rent?
2. How old are your kids?
3. Do you have a partner in looking after the kids?My Debt Free Diary I owe:
July 16 £19700 Nov 16 £18002
Aug 16 £19519 Dec 16 £17708
Sep 16 £18780 Jan 17 £17082
Oct 16 £178730
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards