We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
constant low APR credit
gotroot
Posts: 11 Forumite
in Credit cards
How can one ensure constant low APR credit for years to come? Any thoughts?
0
Comments
-
On a credit card you can't guarantee it. Credit cards unlike loans are variable rates, so card companies can increase prices.
If you have some borrowing and you want a fixed rate, going for a best buy fixed rate loan is probably best.
Not sure how it works with 'life of balance' cards - I guess they are fixed too but would need to check the small print.
A number of companies have 'low rate' cards with no introductory offers including Capital 1 no hassle, Barclaycard simplicity, MBNA, Co-op etc.
You need a great credit rating to get one though.
Good luck.
R.Smile
, it makes people wonder what you have been up to.0 -
life of balance transfer card.If it doesnt pay rent sell it.
Mortgage - £2,000
Updated - November 20120
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.8K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.3K Work, Benefits & Business
- 606K Mortgages, Homes & Bills
- 179K Life & Family
- 263.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards