Going to go for growth. Suggestions?

sh856531

Perpetual High Income

Prim, what sort of returns have you gotten out of it personally after fees etc?

Has it always made a good return?

Thanks

S

Liz_the_Whizz

sh856531 wrote: »

I'm thinking about putting 100pm into that fund and 200pm into cash. The rest into pornography.

:-)

Many thanks

S

You should invest in shares in Dolland and Aitcheson - for when you go blind;) .

sh856531

Liz_the_Whizz wrote: »

You should invest in shares in Dolland and Aitcheson - for when you go blind;) .

Liz, I really don't have that much money left after all the !!!!!!. I'm not sure I can invest in another asset right now...

:-)

john_s_2

sh856531 wrote: »

Liz, I really don't have that much money left after all the !!!!!!. I'm not sure I can invest in another asset right now...

:-)

It certainly sounds like you have your hands full... ;-)

Lokolo

Invest money with me... !!!!!! + wii.... what a brilliant idea for some wii games... think about movement with the numchuck! :cool: :rotfl:

soulsaver

[quote=I'm thinking about putting 100pm into that fund and 200pm into cash. The rest into pornography.
quote]
Save some (money) for bags of Quavers in case you get peckish...

sh856531

It certainly sounds like you have your hands full... ;-)

Good call!

:-)

thrupence

Hatone wrote: »

I'm contemplating on putting a lump of £1000 into the following five funds. I'm looking at 5 - 8 year investment.

I've chosen these following funds:

• Neptune Japan Opportunities
• Blackrock Gold & General Acc
• M&G Emerging Markets Bond X Acc
• Jupiter Financial Opportunities
• First State Asia Pacific Leaders GBP Acc or Newton Int Global Bond

I can shoulder a 35 - 40% loss.

Would you agree with my selection, fund spread and risk profile?

I'm staying away from UK equities until we're out of recession which won't be for some time.

Dunno about that Neptune Japan. The manager achieved his outstanding recent results by shorting the Topix index and he won't be able to do that in a time of growth. His results previously haven't been that good and the charges are a tad high.

Other advisors have said the same thing recently.

You might be better looking at some of the more consistent stock-picking performers in that sector, such as the Morant fund or the SG Japan Core Alpha. Both highly regarded.

Also, it might be worth considering China/Hong Kong since they have loads of growth left in them. And maybe, rather than buying gold when it's expensive, why not go for oil when it's cheap?

Just my humble opinion. I could be totally wrong.

nrsql

It's up to you of course but instead of putting a lump sum into the funds I would drip feed over the year with a monthly investment. In that way you don't get caught out too badly if there's a big drop or slide during the year.
Of course you lose out if this happens to be the bottom but I think there's a lot more volatility to come if nothing else.

And you might as well use up your isa allowance if you haven't already.

sabretoothtigger

Yep I agree with regular investment and the rebalance thing to realise gains

The bottom of the market is not a certainity when exceptional events keep occuring. It may be the frequency decreases but the magnititude becomes more widely significant


I'd also favour asia but most funds center on previously sucessfull markets barring japan obviously. I'd rather see a bias to higher risk developing nations fund in that area but Im not sure if this kind of investment is allowed in sipp, etc

I lack the info on this kind of thing, I was also told to hold Inv perp a while ago and Im glad to hear its a good one but how would be best to track its performance. H&L show it but the unit price looks different to what Ive been quoted

1.25% management fee is still quite cheap and success especially anything over the last year is worth paying for