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A few questions about childcare
Comments
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nurseries tend to average around £35 for a ten hour day, childminders £40 and nannies £80 net. so its what you can afford remember nurseries and childminders are per child and nannies are per family as you employ them so if you have 2-3 or more children a nanny works out the most cost effective form of childcare and will also do nursery duties such as childrens cooking, washing, ironing, bed changing and will also take to dental appointments etc so saves you alot of time and some of those extra chores.0
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My childminder charges £3 an hour, and a maximum of £90 per week full time for one child. She includes lunches, activities an any outings in this price which is great!
I have another child on the way so will be paying £75 per week term time and £125 in school holidays. She is very good as I book my annual leave in school holidays to save some money and she doesn't charge me for these weeks.Sealed Pot Challenge #817 £50 banked0 -
This may be not helpful, but it was something I thought about when I was considering having children - how would you cope if you had a child that you couldn't put into childcare (due to a disability of the child or your not recovering from childbirth)?
This has happened to more than one person that I know and has blown all of their plans out of the water. Everyone thinks they will have a healthly child and be healthy enough themselves to return to work within the required limits, but it doesn't always work that way. It's worth considering what you would do in those circumstances.
Julie
DS1 went to a childminder and it was about £35 a day. When DS2 came along we planned on sending him to the same childminder, but at 8months he was diagnosed as having some degree of brain damage which later turned out to be a right sided hemiparesis (or hemiplegic cerebral palsy). I went part time, but by the time he was 18months and still not walking we realised that me working simply wasn't possible. My son needed my constant care and attention if he was to acheive his 'milestones'.
So, yes, please think about what you would do and how you would cope if you were in this situation. We were lucky, DH makes enough so that I don't have to work and I'm glad to say that my son is doing very well0 -
I pay £35 a day for my 11 month old. My 3 year old receives part-funding ( 5 sessions at 2.5 hours) so pay this amount less. I also get childcare vouchers from my employer £243 a month which is deducted from my wages before tax and NI which 'saves' me money. Childcare does cost a small fortune but I firmly believe that if you and your child are happy with the childcare provider it is money well spent, after all it is for a relatively short time only - until they start school and onto the problems with childcare this presents!!0
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