We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Looking for advice before a CC application

13»

Comments

  • lawsio
    lawsio Posts: 14 Forumite
    Kavanne wrote: »
    Can you just clarify that you understand and will never ever use the balance transfer card for new purchases though? I want you to promise now.

    :rotfl: Scouts honour! I was only jesting :j
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    lawsio wrote: »
    It appears as 'Credit sale fixed term' which i assume can count as the same?
    I would call that a 'loan' because, unlike credit cards or overdraft facilities, it's not a 'revolving credit facility'.
  • lawsio
    lawsio Posts: 14 Forumite
    YorkshireBoy wrote: »
    I would call that a 'loan' because, unlike credit cards or overdraft facilities, it's not a 'revolving credit facility'.

    Cheers, makes things easier that way!
  • lawsio
    lawsio Posts: 14 Forumite
    lawsio wrote: »
    I've done the credit search thingy on CreditExpert. All looks well, its showing one payment made a month late for a mobile phone bill about a year ago but thats it...does that need to be declared as a missed payment?

    Sorry to bring this up again but I'm still confused about the point above. Is a late payment and a missed payment the same thing?
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture