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Advice needed - Bankruptcy was 6 years ago yesterday, what to do next?
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Would love to know if you get a debit card out of Nationwide! they took away mine. I was long term good customer went BR 2006 did not owe them a penny. They still will not give me mine back although my salary is paid in electronically each month. If they will not upgrade your a/c after six years then I have another 3 years+ to go and may as well bank elsewhere. Apparently Co Op cashminder offer a basic account but with a debit card this might be good for you to start with? I have read this on the forum though so cant say it is from my personal experience.
natalouie0 -
Debit cards (AFAIK) don't help with improving credit files as you are not using "credit".
The coop account is good whilst bankrupt but from what i've seen on here they probably won't upgrade the account once discharged
:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
Debit cards (AFAIK) don't help with improving credit files as you are not using "credit".
The coop account is good whilst bankrupt but from what i've seen on here they probably won't upgrade the account once discharged
Hmm they certainly wont......been trying for nearly 2yrs for an upgrade :rolleyes:
(good to see you around waspy
hope life's treating you good? ) We all die. The goal isn't to live forever, the goal is to create something that will0 -
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i'm sure they have their reasons :rolleyes: but despite them being the most BR friendly bank they don't seem to like discharged BR's
Got my fingers crossed my other account will be a bit more positive when AD happens
Life's good thanks Phil (apart from the usual staying in alone on valentines day) .. had a tooth pulled yesterday which wasn't pleasant and scrapped my car but my mum is an angel and let me have hers (car, not tooth!!) so all good
Hope non BR life is being good to you?:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
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i'm sure they have their reasons :rolleyes: but despite them being the most BR friendly bank they don't seem to like discharged BR's
Got my fingers crossed my other account will be a bit more positive when AD happens
Life's good thanks Phil (apart from the usual staying in alone on valentines day) .. had a tooth pulled yesterday which wasn't pleasant and scrapped my car but my mum is an angel and let me have hers (car, not tooth!!) so all good
Hope non BR life is being good to you?
Hmm life treating me well??....Hmm sounds like you've had fun...dont envy the tooth pulling...not nice! dont know which is worse the procedure or the bill afterwards :rolleyes:
Me??...had a rough few weeks really OH walked out after nearly 8yrs together long story & too much to tell here really..just found out she had a ton of debt...i'm back at my parents for a while....and some nice person smashed my car window last weekend & stole nothing apart from a walking stick some old petrol receipts & a packet of extra ice :eek:
apart from that life's peachy! We all die. The goal isn't to live forever, the goal is to create something that will0 -
philnicandamy wrote: »Hmm life treating me well??....Hmm sounds like you've had fun...dont envy the tooth pulling...not nice! dont know which is worse the procedure or the bill afterwards :rolleyes:
Tell me about it .. I paid £45 for the privelige of 40mins of agony :rolleyes: (at least I have a NHS dentist else it'd cost a lot more!philnicandamy wrote: »Me??...had a rough few weeks really OH walked out after nearly 8yrs together long story & too much to tell here really..just found out she had a ton of debt...i'm back at my parents for a while....and some nice person smashed my car window last weekend & stole nothing apart from a walking stick some old petrol receipts & a packet of extra ice :eek:
apart from that life's peachy! .. hmmm.. not good .. WHY WHY WHY would someone do that?? all that's achieved is to cause you distress??? I really don't understand the motivation behind things like that?
At least you are living somewhere (i hope) where you will be comfortable and can start rebuilding and focus on you
:hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
wasnt a nice feeling for sure seeing my poor car & glass everywhere....funny thing though? while on the phone to the police the theif came back & placed a house brick on the drivers seat (weird or what?) thankfull though the CSI found a good fingerprint on a pair of oakley sunglasses I left in the glovebox & they've had a match so hopefully the guy will be caught SOON....he'll need the walking stick he stole when I get to him!....We all die. The goal isn't to live forever, the goal is to create something that will0
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Really don't know if i should laugh at this but that is really weird
fingers crossed they get the b*stard though .. can picture grissom doing his stuff :hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0
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