Cred Card Insurance Claim Need Help

FREEDOM_2

Hi There Wonder If You Can Help

Was In Hospital Most Of Last Month, Going Back In But Dont Know When For A Small Op.
Want To Claim My Payment Protection Insurance On My Credit Card Because I Guess I Will Be Off Work For A While But There Are Two Reasons I Dont Know If I Can Claim It.

1) I Am On Maternity Leave At The Moment. I Am Due To Go Back To Work The Beginning Of March. The Illness I Have Is Nothing To Do With Pregnancy Or My Baby.

2)can I Claim If I Am Over My Limit, Which I'm Sorry To Say I Am By A Few Hundred Pound.
I Have Been Able To Pay The Minimum Payment Each Month But That Was All I Could Afford And It Has Been Overdrawn For A Few Months Now.

I Am Trying To Pay As Much As Possible To It But Now I Am Ill I Will Have Even Less Money To Pay It Off.

So Thats My Problem
(as Well As A Million Others But Thats A Different Kettle Of Fish)
_pale_