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My Debt Diary

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  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    awwww thanks CathChat :o im trying me best :o
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    James , you're doing so well. keep on on going on hun.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
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    Verbatim wrote:
    James , you're doing so well. keep on on going on hun.
    im doing me best Verbatim :) :hello:
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Afternoon peeps :hello:


    Right i got paid yesterday and this is how my finances play -out this month :)

    Wages £1125

    Outgoings:

    RENT £250.00

    BROADBAND £0.00

    PHONE £40.00

    TRAVEL CARD £30.80

    SAVINGS £10.00

    CREDIT CARD £0.00

    LOAN £303.71

    O/DRAFT £100.00

    TOTAL £734.51

    So that leaves me £395 for the rest of the month :)

    Basically im not going to over pay my loan for this month as its christmas and im going to need money for christmas presents and money for me to go out with as well. I know this is extravegent but i feel ive kinda earned it and the way im going with the matched betting at the moment i can aford to take a break :)

    Im going to transfer across my Egg card Balance to my MBNA Card as they have offered to do 0% Balance transfer until the end of June 2007 which is quite quite good and will last me until ive had paid off my loan :) plus it frees up the minimum credit card payment so long as i time the transfer to my MBNA credit card before my Egg card payment is taken from my bank account on the 19th :)

    As i have said in a few previous posts 2007 is going to be the biggest push ive ever had on debt as i want (and WILL) pay off the outstanding debt i have by the end of 2007.

    Hope everyone has a fantastic weekend

    James :)
    Savings Total so far for 2023: £8,062.58
  • Keep up the good work dude. :beer:
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    cheers dude :beer:

    Managed to get me £66 form quidco paid out yesterday so thats gone into me total as well plus hpoefully towards the end of the week ill have another £50-70 coming from some more matched bets :j :j

    Its going really well at the moment :j :j :j
    Savings Total so far for 2023: £8,062.58
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Fantastic James. You're doing really well. You certaimly do deserve a treat. You've plugged away at the debt relentlessly and I've no doubt you'll be debt free in 2007.

    Here's to it :beer:
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Verbatim wrote:
    Fantastic James. You're doing really well. You certaimly do deserve a treat. You've plugged away at the debt relentlessly and I've no doubt you'll be debt free in 2007.

    Here's to it :beer:


    Many thanks Verbatim :beer: im certainly trundling along at a fair speed with the mattched betting at the moment :D
    Savings Total so far for 2023: £8,062.58
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    James240 wrote:
    Many thanks Verbatim :beer: im certainly trundling along at a fair speed with the mattched betting at the moment :D

    Fantastic! All for the holy cause of debt freedomness! :T
    Leason learnt :beer:
  • jessicamb
    jessicamb Posts: 10,446 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well done Jamesy - you've made loads there :)
    The early bird gets the worm but the second mouse gets the cheese :cool:
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