My Debt Diary

James240

hiya D&DD thanks for ur advice i doubt anyone will have a go at u lol

Verbatim

Hi James,

OMG is it wrong of you to enjoy xmas?? NO of course not.

Keep enough in your account or a related savings account that you can instantly switch over to your current account to make sure you don't overdraw. Then as dd says you can switch it back after xmas IF THERE'S ANY LEFT. Don't feel guilty about having some fun, just set a realistic budget and stay within it. Look at is a great training exercise for when you're debt free.

You have done so well and consistently denied yourself treats in order to overpay more. We all need to have a break to keep motivated for the long term.

James240

Many thanks Verbatim :beer:

James240

right now that ive calmed down i can finally post....

Got home tonight to find that ive had two tyres slashed and so have several of my neighbours as well :mad: p!sses me off big time!!!!!

Ive managed to take wheels down to my local garage and get some new tyres on but unfortunatley its cost me £257 in total !!!!

i so p!ssed off especially as im so close to the £10k mark

Ive corrected my signature now but ill have to wait until the 15th now before i can be under the £10k mark now im soooo !!!!!!! fuming aobut this!!

The nighbours have already called out the police but they have said theres nohting they can do because no-one has seen anybody so they have nothing to go on why does this have to happen to me

Willsnarf1983

James240 wrote:

right now that ive calmed down i can finally post....

Got home tonight to find that ive had two tyres slashed and so have several of my neighbours as well :mad: p!sses me off big time!!!!!

Ive managed to take wheels down to my local garage and get some new tires on but unfortunatley its cost me £257 in total !!!!

i so p!ssed off especially as im so close to the £10k mark

Thats just wrong...you and Southernscouser have just had some real !!!!!! luck!!!

i hope u reported it to the police mate

Will

farhad1965

James240 wrote:

Heard on the grape vine that my place of work my even be offering overtime on sundays as well, if this is the case im going to do it for as long as possible even if it means me doing a 7 day week.
QUOTE]

James - you may find that there are some employment laws that limit the number of continuous days that you can do. I get paid on a daily basis, so recemtly did some weeks of 6days and 7days and was told to take some time off in lieu so that they and I dont fall foul of the employment regs.

James240

Willsnarf1983 wrote:

Thats just wrong...you and Southernscouser have just had some real !!!!!! luck!!!

i hope u reported it to the police mate

Will

your telling me mate :mad: ive really really !!!!ed off because even the wheel arch has been damaged as well and i only just had it fixed recently cos the bodykit needed mending :mad: i telephoned the police and ive got a crime reference number but basically i doubt anything will come off it

Im sure its some kids of the estate but no one can prove anything becuase no-one saw this happen to everyones cars

southernscouser

James240 wrote:

right now that ive calmed down i can finally post....

Got home tonight to find that ive had two tyres slashed and so have several of my neighbours as well :mad: p!sses me off big time!!!!!

Ive managed to take wheels down to my local garage and get some new tyres on but unfortunatley its cost me £257 in total !!!!

i so p!ssed off especially as im so close to the £10k mark

Ive corrected my signature now but ill have to wait until the 15th now before i can be under the £10k mark now im soooo !!!!!!! fuming aobut this!!

The nighbours have already called out the police but they have said theres nohting they can do because no-one has seen anybody so they have nothing to go on why does this have to happen to me

What a bunch of ****ing *****! :mad:

Sorry to hear that mate! There are some right barstewards about! :mad:

James240

farhad1965 wrote:

James240 wrote:

Heard on the grape vine that my place of work my even be offering overtime on sundays as well, if this is the case im going to do it for as long as possible even if it means me doing a 7 day week.
QUOTE]

James - you may find that there are some employment laws that limit the number of continuous days that you can do. I get paid on a daily basis, so recemtly did some weeks of 6days and 7days and was told to take some time off in lieu so that they and I dont fall foul of the employment regs.

Hi Farhad my overtime stopped a couple of months ago cos they specifically got a team in to do so they didnt have to pay out overtime costs. Many thanks for ur advice though :beer:

James240

southernscouser wrote:

What a bunch of ****ing *****! :mad:

Sorry to hear that mate! There are some right barstewards about! :mad:

I know mate just really p!ssed of about it, first u get ur fishing gear stolen and now ive had two tyres slashed just really down aobut this cos i really didnt want to have to spend on my credit card again