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My Debt Diary
Comments
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I would pay 12 months road tax.
In your sig it shows your MB winnings are more than your debt.
So makes sense to pay 12 months as you wouldent make £10 in interest IYSWIM!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well I did think about leaving a meat based product in your diary, but couldn't be bothered to find it so far back in the forum...
You shouldn't be paying off your 0% cards. You should have the money in some kind of savings account, and just making minimum payments until just before then end of the 0%. That way you earn interest, and still have the money to pay it all off before the 0% finishes.
So in short...12 months...
Scrap what I said. Do what Zed says. Word has it that he's quite intelligent Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 20090 -
Nice to see im in my diary first this morning
peeps quick question should i do 6 months Road Tax or 12 months Road tax 
if i do 6 month road tax i get to pay off more of the 0% cards faster but if i do 12 months i save a little money (i think a tenner) any ideas what i should do? 
Boooooooooooooooooooorinnnnnnnnnnnnnnnnnnnnnnnnng *Yawns*
Oh I'm sorry its cos you are writing about stuff that is relevant to the diary
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Scrap what I said. Do what Zed says. Word has it that he's quite intelligent
The Word that you heard, it has groove, it has meaning. It's also wrong... "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
just posting an open lerk on the debt v MB......
so proud of ya's int' north.
keep it up!
*that wasn't meant as a rooodie*Panda xx
:Tg :jon eno:jw :T :eek:
missing kipper No 2.....:cool:0 -
Right below is me ins and outs this month
RENT £280.00
BROADBAND £0.00
PHONE £67.00
TRAVEL CARD £34.00
SAVINGS £10.00
CREDIT CARD £0.00
LOAN£0.00
O/DRAFT £170.00
Total £561.00
Wages: £1409.85
Money Left: £848.85
Right got a bit of an overdraft due to 2 things one being the fact that O2 cant get the hint and have taken out £30 again for a contract that i cancelled in November :rolleyes: plus i had to have some work done on the brakes on me car
(Bit essential as i need them to stop :rotfl: )
Soooooooo im not sure whether or not ive got to pay for me broadband this month :doh: so i may hold on to a little money just incase. Ive also got valentines coming up and Miss kips birthday in the same month as well :eek: (only joking she said i could take her out for a Mcdonalds on Valentines :rotfl: )
Just spent £43 on some shopping for meself for at least a couple of weeks
.................and in the space of writing this post ive just been out to my car to get some shopping i forgot about and my car now seems to be leaking a yellowie watery substance from the radiator of my car
Ive called the AA to come and have a look but i actually fear that it may be very expensive to fix as it seems to be coming from the radiator
Savings Total so far for 2023: £8,062.580 -
oh no - hope it's not expensive.CCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Are you still not debt free? :eek:
Exactly how far up your @rse are your fingers? :rolleyes:0 -
southernscouser wrote: »Are you still not debt free? :eek:
Exactly how far up your @rse are your fingers? :rolleyes:
It all on 0% cards so stop panicking
Just the shear fact that i think this radiator is going to cost me an arm and a leg Savings Total so far for 2023: £8,062.580
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