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My Debt Diary

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Comments

  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PeachPickle wrote: »
    Nice to see you buzzing so much James :T :T

    Thanks PP just cant believe its almost over :)

    Roll on the end of the year :j
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just overpaid me MBNA Card by £150 :j :j :j :dance: :dance:


    WWWOOOOOHHHHOOOOOOOO!!!!!!


    :D
    Savings Total so far for 2023: £8,062.58
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    James240 wrote: »
    Just overpaid me MBNA Card by £150 :j :j :j :dance: :dance:


    WWWOOOOOHHHHOOOOOOOO!!!!!!


    :D

    Will you f***ing hurry up and pay this !!!!!! debt off?

    How the hell does kips put up with you? :confused:

    :rolleyes:

    ;)
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    [


    Thats me aim to get a nice deposit so i can afford to move out of me mates house and actually have me own place :j :j :j thats me next aim in life :)



    aawwww thanks :beer:

    The matched betting total will be used to pay off the remaining parts of my debt at the end of the year leaving me totally debt free :)

    Im on top of the world peeps im almost there :dance: :dance: :dance:[/quote]

    Had you thought of just paying off the interest bearing debt and keeping the ones on zero % until their deals run out? That way you'd keep more of your savings and they'd be earning interest helping towards your deposit?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • kipper_2-2
    kipper_2-2 Posts: 56,024 Forumite
    10,000 Posts Combo Breaker
    James240 wrote: »
    Just overpaid me MBNA Card by £150 :j :j :j :dance: :dance:


    WWWOOOOOHHHHOOOOOOOO!!!!!!


    :D




    :j :j :j :j :j


    :D


    southernscouser wrote:
    How the hell does kips put up with you? :confused:



    :rotfl: :rotfl:



    :confused:


    ;)
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    southernscouser wrote: »
    Will you f***ing hurry up and pay this !!!!!! debt off?

    How the hell does kips put up with you? :confused:

    :rolleyes:

    ;)


    :p im going as fast as i can :D :rotfl:
    Verbatim wrote:
    Had you thought of just paying off the interest bearing debt and keeping the ones on zero % until their deals run out? That way you'd keep more of your savings and they'd be earning interest helping towards your deposit?

    yeah i must admit i have thought about this but i want to be totally debt free come 2008 as at the moment i may have a few projects that i may want to delve into in early 2008 and would really like to have no debt to my name if i decide to go ahead with them :)

    kipper wrote:

    southernscouser wrote:
    How the hell does kips put up with you? :confused:



    :rotfl: :rotfl:



    :confused:


    ;)



    :rolleyes: :p:p:p


    :D
    Savings Total so far for 2023: £8,062.58
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Wow, you're so close! :)
    No longer using this account for new posts from 2013
  • spud30
    spud30 Posts: 16,872 Forumite
    You're doing really well James hun.

    You will give us a bit of warning if any of these 'projects' involves us DFW ladies buying hats and outfits wont you :D
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • kipper_2-2
    kipper_2-2 Posts: 56,024 Forumite
    10,000 Posts Combo Breaker
    spud30 wrote: »
    You will give us a bit of warning if any of these 'projects' involves us DFW ladies buying hats and outfits wont you :D


    He don't like me that much :(



    hehe.gif
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    spud30 wrote: »
    You're doing really well James hun.

    You will give us a bit of warning if any of these 'projects' involves us DFW ladies buying hats and outfits wont you :D

    :rotfl: no sorry the projects dont involve wedding outfits sorry to dissapoint everyone lol :) must admit im wishing November away at the moment i just want it to finish quickly :rotfl:
    Savings Total so far for 2023: £8,062.58
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