My Debt Diary

James240

D&DD wrote: »

Hi James I must say very impressed just noticed you have gone under £5k and I am sooo jealous...I'm chugging along still but the total never goes down fast enough does it?
Glad to see your MB is still going well too keep going you're so nearly there :T

hey you have paid off nearly £20k of your debt your doing fantastically well :beer: at the end of next year at the rate ur going you will have practically paid it all of so dont be to hard on yourself :beer:

James240

kipper wrote: »

Oh lordy not that old chestnut! :rolleyes:


Anyways lappy is all yours at the weekend, tv stands can be your oyster as I'll be curled up in bed as I a poorly bunny

:eek: Im coming round urs for the weekend :eek:

aawww dont worry ill give u a big hug to sort ya out :kisses3:

kipper_2-2

Sooooo have ya survived the dreaded "Girl Flu" ?

James&Shell

Just wanted to say well done James on getting sub 5k

James240

kipper wrote: »

Sooooo have ya survived the dreaded "Girl Flu" ?

dunno ill tell u in a couple of days

and ooooooo won 38.68 ona free bingo site as well :j :j

James&Shell wrote:

Just wanted to say well done James on getting sub 5k

Ahhh cheers mate :beer:

Feels good to be below the 5k mark :dance:

kipper_2-2

James240 wrote: »

dunno ill tell u in a couple of days

and ooooooo won 38.68 ona free bingo site as well :j :j

I'll be able to tell in a couple of days


and wooohoooo :j


I'm still bingo banned from all them :rotfl:

James240

kipper wrote: »

I'll be able to tell in a couple of days


and wooohoooo :j


I'm still bingo banned from all them :rotfl:

awwww dont worry about getting bingo banned hun :kisses3:and oooo :j minimum payment has come out for MBNA :j so thats another £23.44 ive knocked off me total

kipper_2-2

:j :j :j :j :j :j


*wheezes and splutters from jumping too much*

James240

aawww hunny :kisses3: xxxxxx

James240

Okies below is me usual monthly bits and bobs


RENT £280.00

BROADBAND £107.00

PHONE £17.50

TRAVEL CARD £33.50

SAVINGS £10.00

CREDITCARDS £99.00

LOAN £303.71

O/DRAFT £170.00

TOTAL £1,024.21

WAGES £1,409.87

Money Left £389.16


As you can see ive been a !!!!!! with me overdraft again :doh: but thats my achielles heel at the moment

Im trying to go back to basics again with doing £20 a week again, although it wasnt very successful this month im hoping for better results this month

Overall i can overpay my debts by an additional £250 So will be able to a make a little bit of a dent in me debt

I think im still on course to be debt free by the end of the year so cross fingers i will be able to Im hoping it may be possible to get down to past the £4000 barrier this month but ill wait and see