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Bank warns of 'deep recession'

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Comments

  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    Wookster wrote: »
    It is entirely possible to have falling asset prices and inflation of essentials.

    yes it is (it is happening now becaus of the £) but that is nothing like what as been discussed on the thread you have said QE qould cause massive amounts of money being freed up on banks ballance sheets that would be lent out.

    If you belive that, HPI would be a given.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Really2 wrote: »
    How come? and where have you been?

    erm, not sure I understand you:o ....how come cash is not comfortable, is that what you mean? because I'm not making much cash gain ATM, no losses, apart from fear of purchase power to my pound falling with speculation around quantative easing. Still not transfered our Euros which means we currently hold more in Euros than we do in sterling, for the first time I think. I was a bit worried about our last income from Euros being realised, but thankfully it has been and the bulk paid, with a reserve left for fees/unexpected costs etc, I don't expect that to be a big drain, but neither do I expect it to be determined quickly.

    ETA: oops, missed the main point, my discomfort is caused by fear of loss rather than actual loss. There is no milk spilled, but its in a wobbly bottle.



    Where have I been? Do you mean physically?:confused:
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    mbga9pgf wrote: »
    Really, to be fair to wookster, Inflation and HPI dont go hand in hand. You can have 14% inflation and 0% HPI quite easily, simply because people cant afford to bid up house prices when they are struggling with the cost of groceries.

    Until wage inflation catches up mind... Which its not going to for a long, long time.

    I agree on that AKA the 80's

    But I can't see how you would belive that if you belived in QE= Hyper inflation

    The money would find somewhere to go and I think property would be one of the first to see it.

    I am not trying to trip you guys up but I think beliving in hyper inflation and then house prices still falling and not going up at least near inflation is just wrong.

    But thats me.
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker

    Where have I been? Do you mean physically?:confused:

    Sorry, yes not seen a post by yourself recently.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Really2 wrote: »
    Sorry, yes not seen a post by yourself recently.

    Yes, thats because I haven't made any ;).
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    Yes, thats because I haven't made any ;).

    That would be why then.:D

    I hope it was not for reasons like NDG.
  • Wookster
    Wookster Posts: 3,795 Forumite
    Really2 wrote: »
    yes it is (it is happening now becaus of the £) but that is nothing like what as been discussed on the thread you have said QE qould cause massive amounts of money being freed up on banks ballance sheets that would be lent out.

    If you belive that, HPI would be a given.

    Why would HPI be a given? All inflation does is mean that money loses its value hence one has less to spend at the end of the month. That seems highly unlikely to underpin house price inflation.

    I think the government will undertake QE for 2 reasons: firstly to try and address the risk of long term deflation and secondly to inflate away the debt. The latter will require significant inflation.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Really2 wrote: »
    That would be why then.:D

    I hope it was not for reasons like NDG.

    I don't know. Where is NDG, is she ok?
  • tuggy12
    tuggy12 Posts: 1,314 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    handful wrote: »
    Further evidence if it was needed that quantitive easing will commence probably after another 0.5% cut in IR in March. Rates have to be 0% - 0.5% for QE to commence, all that remains is for the decision to be taken as to how to inject this cash into the economy. Favourite seems to be by the buying of toxic debts with it but I prefer the 'dropping it out of a helicopter' method!


    Could someone explain why that is so?
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    Wookster wrote: »
    Why would HPI be a given? All inflation does is mean that money loses its value hence one has less to spend at the end of the month. That seems highly unlikely to underpin house price inflation.

    I think the government will undertake QE for 2 reasons: firstly to try and address the risk of long term deflation and secondly to inflate away the debt. The latter will require significant inflation.

    Based on inflation as a guide to wage increases unfortunatly if you used to get paid £250 per week and in 2 years time you get paid £2500 per week for the same job it would be pretty much a given that you can add "0" on the end of everything.
    everything would cost more but you also get paid more. I can't see assets that provide shelter, security and finacial return some how excluded from rampent hyper inflation.

    Don't get me wrong I don't belive in the hyper inflation theory so I think assets will still fall.
    But for people to belive in hyper inflation with assets not increasing in value also seems a little bit convenient. (not a dig i just can't see it)
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