Which sites are best to find the top rates?

div_ad

I'm a bit frustrated this week because the sites I use to find good rates don't seem to be keeping pace with the changes.

E.g. this site says ICICI are ofeering 1 year fixed rates at 3.9% but on their site it's 3.05%. I could give examples from Money Supermarket and Money extra.

I remember a few years ago there was a site where you listed your accounts once, and then it emailed you each week with the rates you were getting and the best equivalents. There doesn't seem to be such a thing now.

Is there a site that is keeping up to date? Who do you use?

zaphod_beeblebrox_2

I agree, picking up the Daily Mail and Daily Express et-al on Wednesday/Sunday, go online and there nothing like what the press are stating

This one I recently bookmarked and I’ve just opened online this morning Citibank


http://www.moneywise.co.uk/

10_66

div_ad wrote: »

Is there a site that is keeping up to date? Who do you use?

MONEYFACTS is usually up to date.

Froglet

This page tells you of any new accounts/rates and those that are about to close(usually fixed rates).I find it invaluable.

https://www.emoneyfacts.co.uk/news/savings-news.aspx

Nick_C

I always use https://www.fsa.gov.uk/tables

Totally comprehensive and unbiased

And ICICI are still advertising 3.9% on their front page!

Edit:

http://www.icicibank.co.uk/hisave_fixedrate.html


Interest Rate on HiSAVE Fixed Rate Account with effect from February 09, 2009

HiSAVE Fixed Rate Account
Without Early Access Facility
Gross
AER
6 months
3.22%
3.25%
12 months
3.90%
3.90%
24 months
3.30%
3.25%
36 months
3.35%
3.25%
If you choose to open the account without the early access facility, you will not be able to close the account till the end of the term of the account.

With effect from December 24, 2008, fresh subscriptions to HiSAVE Fixed Rate Account - With Early Access facility are not available for existing as well as new customers..

Jake'sGran

I had a look at Martin's list this morning and then opened one for my husband with the Coventry paying 3.75% for 12 months. It was very easy to open on line which is what I like. Didn't even have to complete an R85. We just don't seem to be spending our money due to poor health so, as someone else mentioned we would always help our family. Husband want's a more modern car but what's the point when we never go anywhere? Bought one for the grandson instead.

Robert_Sterling_3

Jake'sGran wrote: »

It was very easy to open on line which is what I like. Didn't even have to complete an R85

If you open a new account, and it looks as if you did, then UNLESS you fill in an R85 for that particular account then you will pay tax on the interest at 20% ( Unless it was an ISA ).

If you do pay tax on it you can claim the tax back if appropriate.

rb10

Robert_Sterling wrote: »

If you open a new account, and it looks as if you did, then UNLESS you fill in an R85 for that particular account then you will pay tax on the interest at 20% ( Unless it was an ISA ).

No, a verbal declaration is sufficient and replaces an R85. Halifax do not use R85s at all any more, it is all done electronically.

div_ad

Thanks to those who have replied I'll try these. And perhaps I'll open a business providing the service I want, which is to have an email telling me the rates on all my existing savings and the best available in each category.

Re ICICI I seem to have been confused by their site.

on


I got a one year fixed rate paying 3.05%
http://www.icicibank.co.uk/savings_interestrates.html


But


http://icicibank.co.uk/hisave_fr_interest_rates.html

On this page I get 3.9%


I’m a little confused. I forget how I navigated to these different pages.

In the end I put my wedge in Coventry @3.75%.

David