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What is the reason to have no-claim bonus protected if insurer will ask about claims?
Comments
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Oh no, I'm going to bed!
But before I do, I'll leave you with this little gem....
I recently witnessed a kid in a call centre trying to flog a bike policy with a £500 theft excess to another kid who had just bought a bike worth......£500 on a TPF&T policy. The hook for the sale? "If you need to make a theft claim, you won't lose your bonus 'cos it won't cost the Insurer anything"...... priceless.
Well technically he was right.....lol0 -
What is the reason to have no-claim bonus protected if car insurer will ask wheither you have made any claims or had carr accidents?
This will obviously disclose that no-claim bonus was protected and there were claims.
So, what's the point?
A protected no claims bonus will protect your NCB but not the premiums. Most insurers will still apply a load for any accidents or claims..:beer:0
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