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step-by-step guide to buying a house - help!
blueyuk83
Posts: 15 Forumite
I'm looking to buy a house this year and have built up a 10% deposit. However, I'm new and scared at this whole house buying lark that I need some help. Does anyone know of any websites that offer a step-by-step guide on how the whole thing works?
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Comments
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Do you know where you're looking? What type of house? how big? Location?
That's half the battle.
Once you've found a house you like you need to read about putting an offer in - having a mortgage offer etc etc0 -
WHICH magazine has a useful book.
In some public libraries.
The title is something like "How to buy a house"................................I have put my clock back....... Kcolc ym0 -
my own experience is limited, but for me it was quite a simple process.
make an offer. if mortgage is needed the mortgage supplier will deal with conveyacing and financial side of it. if offer is accepted and you have a mortgage agreed in principle, instruct solicitor to deal with purchase.
that's the way it should be in practice. i'm sure there are less easy ways out there ...0 -
I am in a similar position to the OP. My issue is with the area choice. How much narrowing down one needs to do before start looking at the properties? I am torn between several areas and not sure how to proceed from here !!
Sorry for interuptting your thread but i posted a similar question and got no responce:o0 -
If you can't decide you need to do a big file with lists of pluses for each area - and negatives! And then view some equivalent houses in each0
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I'm looking to buy a house this year and have built up a 10% deposit. However, I'm new and scared at this whole house buying lark that I need some help. Does anyone know of any websites that offer a step-by-step guide on how the whole thing works?
Here are two
http://www.home.co.uk/guides/buying/
http://www.firstrungnow.com/how-to-buy-a-house/
The first thing I would definitely recommend that you do before even looking for houses is make sure you find someone that will give you a mortgage at 90% LTV because it will save a lot of disappointment later if you find a house and then find out no one will give you a mortgage for it because your deposit isn't big enough.It's not easy having a good time. Even smiling makes my face ache.0
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