Tuesday 10/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• clean one room in house to save having big clean at weekend
• swim and jacuzzi to use gym membership
• not use car
• try and have a no spend day
• enjoy having couple hours lieu time this afternoon
• sparkle

Good morning lovely dfw's short day at work for me today due to lieu time , so may go to gym early today which will free up my evening then.

Hugs to any poorly people. Hi to any new posters and a big wave to all the regular posters:D

Catch you up later

Naomim

Morning,

Not much on my list as I am working today but I have brought in my left over chicken to go in my sandwiches. I'm off to the cinema tonight for a free screening so at 6.30 this morning I was making a casserole ready for DH and DS this evening otherwise they will get a takeaway.

Naomi x

DawnW

Morning Sophies Mum and all who follow :wave:

So far today I have:
HM breakfast
Squirrelled away the lovely lemon curd I made last night from whoopsied lemons, and eggs from my chooks.
Checked online banking
Put on a load of washing at 30 degrees
Seen to animals
Made packed lunch for work

Later I will:
Go to work (in a minute, loads of meetings today:rolleyes: )
Storecupboard supper - roasted duck legs from freezer - yum!
Cook down the last few cooking apples I have left.
Clean something / a room tonight so that there isn't so much to do at the weekend (good idea Sophies Mum)
Anything else MS that presents itself.

Have a good day eveyone :j

skint-student-nurse

hello! sorry i have been quiet the last few days, i have been very busy so im havng a well-deserved day off!
today i hope to have done the following:

• check bank account
• sort out nursary bill - they say its over £2k :eek: i hate to disagree but my reciepts tell me its only about £300!
• dish out avon catalouges to friends an neighbours
• post ebay parcels - good night last night - i had a bag listed for £2.50 and it sold for £18!
• list more on ebay
• do lots of washing at 15'-30'c
• wash up by hand and not use the dishwasher
• check cash back sites for no-spend cash back
• store cupboard meals and snacks for DD all day
• switch credt card balances to 0% rated card...im such a tart! :rolleyes:
• and pack,pack,PACK! moving to my shiney new flat very sooooooon and still have lots floating about!

hope everyone is ok,and the weather is better. ive got my glittery hello kitty socks on today,ready for the day ahead!

shopaholic84

Morning all,

Today i have/will:

* Played free daily scratchcard - another 10p today
* Checked online banking
* Register with HSA online
* Cancel life assurance, already have it through work so don't need 2
* Check Onepoll
* Wait in for courier to collect laptop for repair, hope he comes before 10am as had made plans to go out with my mummy today - until laptop broke!
* Enjoy a lovely evening at my nieces 2nd birthday party - also will eat for free tonight.

Think thats about it today, have a good one all,
xx

Pippilongstocking

Morning all
Done
Lodgers brekkie and room
Started tea tatties and carrots done, stew cooked in fridge
Parent night tonight - if we can get through on the roads
Check banks
Check the extra payment I made to scary maclairy loan worked
Post parcels (didnt get to that yesterday whoops)
Collect car from airport?! somehow or other
Finish introduction and hand it in
Do some consultant work tonight - need prepare an invoice

Thats me today i think I am sure there is something else?? Busy day here its snowing again - might move car to main carpark?,,,,,

Hugs to all today - hope you are all well.
Stripey socks for added focus and science.

brody77

Erm... drove at 50 on the motorway to work (uses 10% less fuel they say!)
charged phone in work, made sarnies at home, did an hours overtime, posted on here for help/advice.

claireabelle_2

Hi everyone

Today I

• have brought in breakfast, fruit and lunch - should be a nsd
• will aim to fashion something dinner-like from the last of sunday's chook
• will check my banking
• will follow up with vodafone to get a refund of insurance that i cancelled ages ago (realised I could self insure!)

Have a good day!
Claire

~Yorkshire_Belle~

Hello everyone
Hope you have some nice 'me time' sophiesmum!

Didn't get to post yesterday as mad, frantically busy day. Bit quieter for me till 5pm when all sorts of taxi-ing needs to begin. Need a lie down afterwards!

So -
:j aim for a NSD
:jpay cheque in to bank
:jcheck online balances etc
:jupdate spreadsheets
:jmust do work and not be distracted

Have a great day all you small thingers!

BusPass_2

Good morning to all you lovely people who give me great inspiration to follow good habits although I am debt free.

Your ideas and enthusiasm are an inspiration and really keep me motivated.

Today

I have travelled by bus (free) It is 45 miles, takes two buses but I am saving on petrol, bus fares and car wear and tear. Triple bonus!!!
Home made sandwiches for lunch so a nice wee saving there.
Home made soup for tonight. Made it at the weekend, froze some of it, so it will last all week. Good thick Vegetable soup crammed with goodies.
No spend day.
No direct debits or standing orders due to come off. I have already checked bank balance. I am in credit and due to be paid this weekend.
Fixed rate ISA interest (6%) due to be added to account today.
I will check on line savings.
Going to check in on line for next weekend's break courtesy of cheap Ryanair flights.

Sorry to be so upbeat but it really is good to be alive this morning and the only advice I can give is to be positive and look for the bonus in everything you do.

talliedebtbuster

Good morning everyone, had a lovely lie in this morning, its my proper day off and im feeling more energised after 12hours sleep!!

Today i will

Start reading for essay on policing
Go Tesco see if any bargins - need dinner and healthy food
Piggy Points
Look for freebies
Sort out magazine subscriptions
Sort out finances
Wii Fit
Do a study plan for next 6 weeks
Washing - dry on radiators for free

Thats it so far, ill be back in a while!

Well done everyone so far with the positive things today, shame about the laptop, look around. Dell did me a fab deal.