Tesco CC - have I been accepted?

sueh6

I'm a bit confused! I applied for a Tesco CC earlier today and was advised of my credit limit, asked to tick the box for an online agreement and advised that as I had successfully applied that I could also apply for a savings account. It then said that they just had to do some further checks and I would be contacted within 10 days. Have I been accepted or not???

Sue

Robert_Sterling_3

It sounds as if you have applied for a card and will find out in due course whether you have been accepted.

nzseries1

You got further than me though when I applied. I *didn't* get told my credit limit and then was told they would get back to me. They declined me about 2 weeks later.

sueh6

What's confusing me is how can they issue a credit agreement if I haven't been accepted and tell me that I've successfully applied

Keith

sueh6 wrote: »

What's confusing me is how can they issue a credit agreement if I haven't been accepted and tell me that I've successfully applied

You have successfully applied, you have completed a credit agreement.

Tesco have not accepted you at that point.

Kavanne

Sounds like your application has been 'referred', so basically, no decision yet. Sorry!!

mrbigd

If you've been provided a credit limit then I feel you've been accepted.

Robert_Sterling_3

If you propose to someone then you have successfully applied to marry them. You then wait to hear if they have accepted you.

Just a little analogy.

WorkingHardDFW

Hi i applied for a Tesco CC recently and the same. They rang me a couple of days later, asked me some finance questions (not very probing really) and then approved my application.

rossco26

I applied this evening for a Tesco CC was accepted with a good credit limit and 16.9% APR and 0% balance transfer rate.... is that the process done and how long do they take to send the card and agreement etc?

It doesnt warn you they are doing a credit check at any point, just filled in my salary details and suddenly it said Congratualtions and gave the credit limit on my card.

Any advice would be welcome...?:T

shamac

I did the same this week-applied on line told my credit limit then said they needed to do further checks. Had a letter yesterday and they want 3 months worth of bank statements-to show wages going in presumably and copy of P60. HTH