We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Postal Orders

goodeys
goodeys Posts: 123 Forumite
in Debt-free wannabe
Sorry folks this is probably a really stupid question but I have a load of letters to send off to debt companies and everybody says send a postal order and not a chq. Well I have led a sheltered life and I have never bought a PO before. I cannot get on to the Post Office or Royal Mail's website for some reason and I don't know what I need to do. I need about 8 x £1 POs. Do I need to take the payee names with me to the post office or do they just issue them blank and then I add the payee name in?

I would wait for the RM web to come back up but I need to buy them today.

Thanks
January Grocery Challenge - Budget £300 Spent £122
«1

Comments

  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    I filled them in then and there?
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • lilian1977
    lilian1977 Posts: 5,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've always just bought them and added the payee name afterwards.
    My debt free diary
  • reaver
    reaver Posts: 93 Forumite
    I buy mine blank too and fill the creditor name in later, don't forget to add your account reference/credit card number to the payee line too.
    Postal orders cost from 50p each too so take spare cash with you.
    DWF Nerd number 1118
    LBM 13/01/2009, debts £29100.00 appx. Debts at [STRIKE]04/05/2011 = £22000.00[/STRIKE]22/05/2013 = £17500.00.
    Status: umbrella bank account set up 16/01/2009, CCCS agreement signed and posted 19/01/2009, DMP first payment 01/03/2009
  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    Go to PO, ask the cashier for CROSSED Orders. You will get thm with no Payee name and with an individual receipt for each one.
    This receipt carries tthe PO Number ( same as a cheque ) keep this with the copy of what you send to the Creditor, so you can check if cashed.
    When you send the PO, send it Recorded, and keep the receipt for that so tat you can check delivery on the Post Office website.
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • goodeys
    goodeys Posts: 123 Forumite
    Thanks guys, I am now enlightened and shall be off to the post office in a mo, well when it stops raining (fingers crossed)
    January Grocery Challenge - Budget £300 Spent £122
  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    goodeys wrote: »
    Thanks guys, I am now enlightened and shall be off to the post office in a mo, well when it stops raining (fingers crossed)

    That'll be about Thursday then:D
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • goodeys
    goodeys Posts: 123 Forumite
    You are optimistic! I'll just have to brave the wet and wild weather! Just wish i didn't wear glasses when it rains
    January Grocery Challenge - Budget £300 Spent £122
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just curious, why do you want to send postal orders, which are charged for when you could just as easily send a cheque

    If you are sending them to 8 different people then sending them recorded also costs about 88p each, now that really would be crazy
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • goodeys
    goodeys Posts: 123 Forumite
    I'm sending off CCA requests and everyone on here seems to say send a PO and not a chq, not really sure why!? I just presume that everyone on here knows more than me so I don't question these things!
    January Grocery Challenge - Budget £300 Spent £122
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    If you send a cheque they have your bank details and signature , no telling what that some people will do:think::shhh::whistle:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture