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Submitted defence, requested CCA, now what
Comments
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I very much doubt I would have informed you to request your CCA, once legal action has commenced a CCA request has no effect.climbingoutoftheabyss wrote: »This was what you told me last week - have I done it wrong?
The defense you'll be using in your case is the defective default notice and unlawfully termination of your a/c.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
I think I've got it wrong and should have filed an acknowedgement and I've done a defence.
Should have been more thorough - its my error.
I only did it tonight, can I speak to the court and rescind the defence and change it first thing in the morning?Unsecured debt 2008 c £45,000
Current unsecured debt February 2016 £1,734.85
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It's best to try and keep to one thread if you can so it's easier to follow, not to worry, as long as you've acknowledged the court claim, you now need to work on your defence, the CCA will form part of that defence, I was under the impression from your posting above, you were using the CCA request as a sole defense.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
I guess thats what I've put in my defence form - can I alter my defence prior to the hearing, or can I turn up with a different defence?Unsecured debt 2008 c £45,000
Current unsecured debt February 2016 £1,734.85
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What is the date your acknowledgement needs to be in by?climbingoutoftheabyss wrote: »I think I've got it wrong and should have filed an acknowedgement and I've done a defence.
Should have been more thorough - its my error.
I only did it tonight, can I speak to the court and rescind the defence and change it first thing in the morning?Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
You have 14 days AFTER acknowledgement to file your defence.climbingoutoftheabyss wrote: »I guess thats what I've put in my defence form - can I alter my defence prior to the hearing, or can I turn up with a different defence?Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
I had the original form on the 28th of January, so had 14 days from then (which I calculated as Tuesday next week.
I submitted a defence tonight.Unsecured debt 2008 c £45,000
Current unsecured debt February 2016 £1,734.85
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My point being that I filed a defence not an acknowledgement - is this incorrect?Unsecured debt 2008 c £45,000
Current unsecured debt February 2016 £1,734.85
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If you have until this Tuesday to acknowledge the claim, then you're OK, but do it asap.climbingoutoftheabyss wrote: »I had the original form on the 28th of January, so had 14 days from then (which I calculated as Tuesday next week.
That's OK, did you use the CCA request as you're defence?climbingoutoftheabyss wrote: »I submitted a defence tonight.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
If you have until this Tuesday to acknowledge the claim, then you're OK, but do it asap.
Thats not an option now as I've already completed the defence, its taken-off the list of available options
That's OK, did you use the CCA request as you're defence?
Yes, realise thats wrong now, can I change it if I call the court in the morning?
Unsecured debt 2008 c £45,000
Current unsecured debt February 2016 £1,734.85
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