Finance needed for car

ontheway_2

I am completing a 3 year lease buy period for a car. As I understand the options are: return the car (not really an option - I need a car for work and getting kids to school etc); pay a final lump sum or see if I can get into another lease purchase agreement on another car.
I am on a debt management plan (but have no CCJs although a couple of defaults.) I have never missed a payment on the car but even so I think that I won't get accepted for finance this time. Does anyone know of what might be available out there, who's lending and what any possibilities might be - as well as warnings of who or what to avoid? The lump sum payable or return of car is imminent and I really can't be without a car. Please help!:(

Pssst

Zopa?

https://www.zopa.co.uk

ontheway_2

Thanks. Do they lend to bad credit folks like me?

TechnoBadger

As the money is borrowed from individuals such as myself, one would hope that the answer was "No"! But give it a try by all means!