Please Please Help Need Advice Asap Thanks Xxx

QUEENY-V

Hi me and my partner live in a house we bought just over a year ago (mortgaged) I have 2 children to a previous relationship and we have just had a baby together which makes 3 alltogether.
The thing is he is about to loose his job. What can we claim? What will happen to our mortgage? And will we loose our house? My oldest son gets dla (LOWER RATE MOBILITY AND MIDDLE RATE CARE) and I get carers allowance. What happens when he isn't working? Can we get housing/council tax benefit? What will happen to the mortgage? I just don't know what to do I am scared to death we are going to be loosing everything.
Thanks in advance xxx

fairplay4u

I'm sorry to hear about the dreaded redundancy, my jobs on the line 2 so i know the feeling. I'm not overly familar with what benefits you would be entitled to but i wud advise u to make an appointment with the CAB, they can be very helpful. I vagely remember reading on a thread somewhere that u can get help with your mortgage 13wks after getting JSA, but pls double check that.
Check with your mortgage company to find out if they can do anything to help, there is new legislation in place to help ppl in your circumstances.
I wish you good luck and just remember ur not alone, stay strong & congratulations on ur new baby.

Penny-Pincher!!

QUEENY-V wrote: »

Hi me and my partner live in a house we bought just over a year ago (mortgaged) I have 2 children to a previous relationship and we have just had a baby together which makes 3 alltogether.
The thing is he is about to loose his job. What can we claim? What will happen to our mortgage? And will we loose our house? My oldest son gets dla (LOWER RATE MOBILITY AND MIDDLE RATE CARE) and I get carers allowance. What happens when he isn't working? Can we get housing/council tax benefit? What will happen to the mortgage? I just don't know what to do I am scared to death we are going to be loosing everything.
Thanks in advance xxx

You wont get housing benefit as you own the home and not rent it, but you may qualify for Income Support as a carer then you should receive Council Tax Benefit.

If you are on IS for over a period of x amount of weeks (Im not sure how long but used to be 39) then IS can pay the interest on the morgage payments, but I think there is all qualifying factors they take into consideration for this.

You will receid Child credits for the kids with a disabled premium for your son...you should be getting this already, but once the work ends, this may increase.

If you go to entitledtoo.com and put in all relevant info for your family unit, it will tell you what your entitled too.

HTH
PP
xx

alwaysonthego_2

it's now 13 weeks.