Letter From Or But No Interview????

patsypat911

Any news yet Phil????

It also states in the letter that I will need to provide written evidence to show that these 'other' items are regular outgoings, will bank statements suffice for this?

Some of the items I dont have eveidence as they are dentist, opticians, precriptions, car tax, MOT etc etc things I will have to pay for annually or as needed how can I prove these???

fiveyearplan

Pop up your SOA on here and we will go through it. That is exactly what you need to send them - an itimised SOA. I don't know why the BR forms don't give enough space in the first place.

Don't send anything in without putting it up on here first and don't sign any IPA without coming back here either. An IPA is meant to be an agreement, if you don't agree then don't sign it. THey would have to go to court to make it enforceable (obviously you don't that but don't feel intimidated!).

philnicandamy

patsypat911 wrote: »

Any news yet Phil????

It also states in the letter that I will need to provide written evidence to show that these 'other' items are regular outgoings, will bank statements suffice for this?

Some of the items I dont have eveidence as they are dentist, opticians, precriptions, car tax, MOT etc etc things I will have to pay for annually or as needed how can I prove these???

not yet sorry....i'll chase

patsypat911

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 2500
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 40
Total monthly income.................... 2540

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Hire Purchase (HP) repayments........... 0
Rent.................................... 620
Management charge (leasehold property).. 0
Council tax............................. 95
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 50
Telephone (land line)................... 30
Mobile phone............................ 30
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 500
Clothing................................ 100
Petrol/diesel........................... 270
Road tax................................ 12
Car Insurance........................... 40
Car maintenance (including MOT)......... 50
Car parking............................. 20
Other travel............................ 30
Childcare/nursery....................... 0
Other child related expenses............ 22
Medical (prescriptions, dentist etc).... 25
Pet insurance/vet bills................. 25
Buildings insurance..................... 0
Contents insurance...................... 11
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 70
Emergency fund.......................... 0
(Unnamed monthly expense)............... 0
Dry Cleaning............................ 10
School trips............................ 10
School Meals............................ 60
Pet Food................................ 25
Books/Journals.......................... 20
NMC Registration........................ 10
RCN Membership.......................... 16
Total monthly expenses.................. 2313


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-


Monthly Budget Summary
Total monthly income.................... 2,540
Expenses (including HP & secured debts). 2,313
Available for debt repayments........... 227
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 227

Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -0
Net Assets.............................. 0

Created using the SOA calculator at https://www.makesenseofcards.com.

I'm not too concerned about SOA as I got help on here before I completed my BR forms. Got the OK from experts on here then filed for BR.

I knew I would get an IPA its just thrown me that the OR seems to be working out finances without getting all the paper work with me or speaking to me.

patsypat911

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 2500
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 40
Total monthly income.................... 2540

Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Hire Purchase (HP) repayments........... 0
Rent.................................... 620
Management charge (leasehold property).. 0
Council tax............................. 95
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 50
Telephone (land line)................... 30
Mobile phone............................ 30
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 500
Clothing................................ 100
Petrol/diesel........................... 270
Road tax................................ 12
Car Insurance........................... 40
Car maintenance (including MOT)......... 50
Car parking............................. 20
Other travel............................ 30
Childcare/nursery....................... 0
Other child related expenses............ 22
Medical (prescriptions, dentist etc).... 25
Pet insurance/vet bills................. 25
Buildings insurance..................... 0
Contents insurance...................... 11
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 70
Emergency fund.......................... 0
(Unnamed monthly expense)............... 0
Dry Cleaning............................ 10
School trips............................ 10
School Meals............................ 60
Pet Food................................ 25
Books/Journals.......................... 20
NMC Registration........................ 10
RCN Membership.......................... 16
Total monthly expenses.................. 2313


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-


Monthly Budget Summary
Total monthly income.................... 2,540
Expenses (including HP & secured debts). 2,313
Available for debt repayments........... 227
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 227

Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -0
Net Assets.............................. 0

Created using the SOA calculator at https://www.makesenseofcards.com.

I'm not too concerned about SOA as I got help on here before I completed my BR forms. Got the OK from experts on here then filed for BR.

I knew I would get an IPA its just thrown me that the OR seems to be working out finances without getting all the paper work from me or speaking to me.

Addicted2Chocolate

ADHOC is exactly as it sounds: ''Adhoc'': a template only with no content only case details like name adreess case number, which they can use to type thier own letter.
An IPA would normally be discussed in interview, but examiner could do it by correspondence.

philnicandamy

Thank you ADC didnt think of the most obvious!
(hope your well....)

creditpunch

:eek: Got home to the 'PACK':eek: today.

I have a letter with LNI, dear I rejoice????? My heart can't contain itself does this mean no interview (for now at least)?????

I was expecting a long IPA sorting out session. But does this mean not for now?? I am never this lucky never but I don't want to jinx it by being pessimistic has anyone had the same??

CP

So_Sad_Angel

creditpunch wrote: »

:eek: Got home to the 'PACK':eek: today.

I have a letter with LNI, dear I rejoice????? My heart can't contain itself does this mean no interview (for now at least)?????

I was expecting a long IPA sorting out session. But does this mean not for now?? I am never this lucky never but I don't want to jinx it by being pessimistic has anyone had the same??

CP

Well done. just go with the flow!!!

The OR offices must be so busy at the moment. I suspect that in some cases they will be doing their investigating & request info as the go along.

Angexx