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They won't let me come off my Nationwide Fixed Rate Mortgage!

135

Comments

  • catriona69 wrote: »
    These are completely different circumstances though. For a start, they had only recently signed up to a deal. Secondly, they signed up to a different deal, not the SVR. The thread started is due to end their fixed deal soon anyway.
    As positive as ever!:rotfl:
    Nothing is foolproof, as fools are so ingenious! :D
  • feisty1 wrote: »
    funniest remark today:
    f you write to the CEO, reminding him that, as Nationwide is a mutual, and therefore run for it's members benefit, you are a member and would like to benefit from the new lower BMR. I can't say that doing any of that will make a difference, but it's always worth a try!
    Is their some sort of explanation, or do you just enjoy being irrellavent!:rolleyes:
    Nothing is foolproof, as fools are so ingenious! :D
  • feisty1
    feisty1 Posts: 1,487 Forumite
    you must be on another planet with yr remarks & suggestions!
  • feisty1 wrote: »
    you must be on another planet with yr remarks & suggestions!
    Hopefully it's not on Planet "Unhelpful and Negative" like yourself:rotfl: :rotfl: :rotfl: :rotfl:
    Nothing is foolproof, as fools are so ingenious! :D
  • pfpf got it exactly right when he stated:

    "the tone in which they are delivered is nothing short of frosty, often pedantic and nearly always delivered in a superior, 'we are better than you' manor. when someone makes a technical mistake in the details of their query but everyone knows what is meant, the high and mighty choose the pedantic/superior manor route."

    Just playing devils advocate but....

    found this quite funny for some reason, as i read that and immediately put the OP into bracket 2!

    Why should the building society even entertain releasing someone from mortgage and providing a rate which isnt available to the "man on the street"... I cant have it at all, so why should the OP get it earlier than contracted?
  • Just playing devils advocate but....

    found this quite funny for some reason, as i read that and immediately put the OP into bracket 2!

    Why should the building society even entertain releasing someone from mortgage and providing a rate which isnt available to the "man on the street"... I cant have it at all, so why should the OP get it earlier than contracted?
    A very valid point, however...
    There is nothing wrong with trying to get a better deal.
    If no one tried to improve the deal they are on, then there wouldn't be much point in having MSE.
    Nothing is foolproof, as fools are so ingenious! :D
  • betmunch
    betmunch Posts: 3,126 Forumite
    at Tartanterra - are you actually here to help? Or to wind up the advisors that actually know the business?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • betmunch wrote: »
    at Tartanterra - are you actually here to help? Or to wind up the advisors that actually know the business?
    What are you on about? I don't see any financial qualifications being waved around. If your an "advisor that knows the business", what exactly are your qualifications???????????

    All I'm doing, is stating that the OP came on here for help and advice, and has every right to try and get a better deal.
    Nothing is foolproof, as fools are so ingenious! :D
  • betmunch
    betmunch Posts: 3,126 Forumite
    I'm CeMAP qualified thanks very much.

    Your winding me up, hence my asking are you just here to wind up advisors.

    The OP has signed a contract both parties have thus far stuck to the contract, then OP wants out because interest rates changed, when he was not allowed he called it a problem.

    Answer me this: If interest rates had gone the other way would he be contacting Nationwide asking them if they would mind increasing his rates?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • betmunch wrote: »
    I'm CeMAP qualified thanks very much.

    Your winding me up, hence my asking are you just here to wind up advisors.

    The OP has signed a contract both parties have thus far stuck to the contract, then OP wants out because interest rates changed, when he was not allowed he called it a problem.

    Answer me this: If interest rates had gone the other way would he be contacting Nationwide asking them if they would mind increasing his rates?
    As an (alledgedly) CeMAP qualified person, you think that people should just give up and not try to get a better deal??!!!!:rotfl:

    Class, sheer class!
    I take it your not trading anymore!!!!!:rotfl:
    Nothing is foolproof, as fools are so ingenious! :D
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