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Found cheque dated 2000. Can I still cash it?
FishFace99
Posts: 4 Newbie
Dear Readers,
I found a cheque from the Abbey National yesterday dated the 13/10/2000 as payment for an Insurance claim. I called the Abbey and they said it couldn't be cashed as their records don't go back that far. I have all the relevant references for it.
Are they right? Can I really not cash it?
One frustrated customer.
I found a cheque from the Abbey National yesterday dated the 13/10/2000 as payment for an Insurance claim. I called the Abbey and they said it couldn't be cashed as their records don't go back that far. I have all the relevant references for it.
Are they right? Can I really not cash it?
One frustrated customer.
0
Comments
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Sorry FishFace99 I have a feeling that cheques are only valid 6mths from date of issue
Wife to a great husband and mum to 4 fantastic kids 9,8,4,3 they drive me mad but I would do anything and give everything for my family :grinheart
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I think you have a maximum of 12 months to cash a cheque but someone with more knowledge will reply to you soon0
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it's 6 months.
you could try writing with all the details and asking them to re-issue. Try and have a good reason why you didn't cash it at the time, too.Don't put it DOWN; put it AWAY"I would like more sisters, that the taking out of one, might not leave such stillness" Emily Dickinson
Janice 1964-2016
Thank you Honey Bear0 -
Winnie is right, cheques are only valid for 6 months from date of issue.
Have you spoken to the company about having another one issued in it's place?The bigger the bargain, the better I feel.
I should mention that there's only one of me, don't confuse me with others of the same name.0 -
Can you not contact the insurance company and asked them if they can reissue a new cheque
Seems odd not to cash a cheque in most insurance claims by there nature must be over a £100 as most ask for a contribution of at least £50 or more0 -
Cheques are valid for six years. Here's a link to APACS.Today is the first day of the rest of your life0
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Photocopy it and try paying it in: it might just go through anyway.
Otherwise, write to the appropriate department enclosing a copy of the cheque.0 -
Bean_Counter wrote: »Cheques are valid for six years. Here's a link to APACS.
Thanks very much for the link to that useful information, Bean Counter:T
Still not much use to FishFace though as his/her cheque dates from 2000.0 -
Hi carbootcrazy,
Just in case you are interested, here is another link to APACS showing the rules on times for the clearing of cheques, known as 2-4-6.Today is the first day of the rest of your life0 -
As a debt from more than 6 years ago, wouldn't it be statute barred by now?0
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