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Barclaycard and crdeit report

Watch out for this:

I've had Barclaycard for years and years and always pay in full on-line on the date due.

A few months ago I paid in the evening and ended up with a late payment charge because "f you pay after 6pm it is classed as the next day" NEW RULE apparently

NEVER ever ever had this problem before.

When I was refused a New Look card I sent for my credit report and there was the late payment made to Barclaycard even though it wasn't really late and actually the charge was only £5 which they refunded when I complained.

I never use Barclaycard now and you dont get any incentive to anyway since you dont get anything back from them anymore.
The curve that can set a lot of things straight is a smile
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