ppi re studio catalogue

brfcraver

i have been paying for a catalogue called studio i have payed payment protection on this i did not ask for can i claim this back

marshallka

brfcraver wrote: »

i have been paying for a catalogue called studio i have payed payment protection on this i did not ask for can i claim this back

Yes if you did not ask for it. What date was this applied to your account for regulation matters?? If it was applied after the 14th Jan 2005 then all sales of PPI were covered by the Ombudsman but if it were before then they have to have been a member of the General insurance standards council.

Just take a look at the link here and see what you can add and delete from the template letter. Its always best to do your own from this. There are lots of reason on there for the misselling so pick out the ones that are applicable to yours.



After that you have to give them 8 weeks for a full and final response. In this time it is usual to get a response of "sorry we sold this to you fairly" but you then respond to this and reiterate your complaint again. The next time they write they either give you a final response which you would need in order to take this complaint to the FOS or offer to settle.

http://www.moneysavingexpert.com/rec...urance#reclaim


Good luck

di3004

This is the same case for mum as well, need to get this one sorted for her.;)

brfcraver

been paying over 5 years as far asi know

marshallka

brfcraver wrote: »

been paying over 5 years as far asi know

So then it may not be covered by the FOS unless studio were members of the GISC. If they turn you down on the claim then you would always have the option of the courts.

pinknico

As far as I know from the FSA no catalogues were covered until 2005 and some as late as 2007.