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PPI Mis selling

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Hello,

I wanted some advice.

I have been actively claiming against loans that had PPI on them. My claim is because I was self employed and I deem the unemployment cover useless due to the fact that if became un 'self employed' due to the failure of my business then I would be bankrupt, the debt would die anyway and be handled by the official receiver.

I have submitted 4 claims against GE Money. The first loan account they have agreed to refund in full, another they are refusing saying that as its over 6 years old it doesnt fall under the jurisdiction of the Financial Ombudsman, even though the one they have agreed on is over 6 years old!!! And another they are saying bacause this was sold by St Helens Glass who are now out of business they cannot refund me due to the fact that they were not invloved in the point of sale. My belief is that they should be held to task as its their product and they would have been pushing St Helens Glass to sell this product for sizeable commissions no doubt.

Can someone please help and see if i am indeed still able to carry this claim forward or am i now wasting my time?

Cheers

Andy

Comments

  • marshallka
    marshallka Posts: 14,585 Forumite
    amonag68 wrote: »
    Hello,

    I wanted some advice.

    I have been actively claiming against loans that had PPI on them. My claim is because I was self employed and I deem the unemployment cover useless due to the fact that if became un 'self employed' due to the failure of my business then I would be bankrupt, the debt would die anyway and be handled by the official receiver.

    I have submitted 4 claims against GE Money. The first loan account they have agreed to refund in full, another they are refusing saying that as its over 6 years old it doesnt fall under the jurisdiction of the Financial Ombudsman, even though the one they have agreed on is over 6 years old!!! And another they are saying bacause this was sold by St Helens Glass who are now out of business they cannot refund me due to the fact that they were not invloved in the point of sale. My belief is that they should be held to task as its their product and they would have been pushing St Helens Glass to sell this product for sizeable commissions no doubt.

    Can someone please help and see if i am indeed still able to carry this claim forward or am i now wasting my time?

    Cheers

    Andy
    I have bumped this for you. I am sure someone of similar experience can help. ;)
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