iva problem

laronshove

Hello all,my husband took out and iva nearly 3 years ago,we knew that the joint overdraft we had with the bank we were with at the time was my debt too so i would be liable also.The original debt was 4085,the bank took the debt and added it to a loan i had jointly with my daughter and took my husbands name off of it,we didnt know this untill they started sending back the loan repayments my daughter was making through direct debit and while trying to find out what was happening they had put the loan in default which in turn made my daughter have problems too,they took her debit card and started sending her nasty letters.We have been fighting this now for 2 years and now they have suddenly seperated the two debts,sent me a demand for 4400!!! I cannot understand whats happening at all,not only has the overdraft debt increased but what has happened to the 33 monthly payments that the iva have been paying to the overdraft debt ??The original documents for the iva have the account number and debt amount on them and the account number that they have put on the letters they are sending me are the same so how can they after agreeing the iva then just take his name off of it .Sorry this so long but im hoping someone can shed some light on this because its driving us all crazy!

spenderblender

You really need to talk to your IP. If, as you say this was on the list of creditors when you entered the IVA then you shouldn't have been dealing with them seperately after.
Your IP will look into it and contact them if they are in the wrong I would have thought.