Citibank provisional approved what does this mean?

maxsquared

I applied a citibank account with credit card early Jan, and got a letter on 5th/Jan said it's PROVISIONAL APPROVED and ask me to send in bank statement bills and etc, but I did do a few applications so didn't think I would get it so ignored. Three questions.

1. Does this mean I got approved just need to ID myself? Meaning no further credit check will be done (this one is what I scared of)

2. It was back in 05/01, can I still sign the form and send it in?

3. If q.2 is yes, then do I need to send in each of the documents or one will do?

Many thanks, any input is great. This site is great, I don't know what I can do without it now!!!

ShelfStacker_3

It means it looks like they might be able to take you on, depending on a few other little checks they do in the meantime.

Just wait and see what they say.

bitterSTAR

Just send it back, if you get rejected it's not the end of the world.

maxsquared

But will they do another credit check, coz I've applied 4 cards and all being rejected already.

jakemuk

means !!!!! all with city bank,

A freind of mine applied, Got provvisionaly accepted even tho he put in wrong dob and spelt his name wrong

There full of bull !!!!! whacks

withnell

Maybe because he put in wrong DoB / spelt name wrong they needed further info to check it.......

marcellep

I suspect you will be accepted - Just send them anything they want

http://forums.moneysavingexpert.com/showthread.html?t=364010
The above thread is fantastic - And any questions you have will be quickly answered

Good Luck and keep us all updated

maxsquared

marcellep wrote: »

I suspect you will be accepted - Just send them anything they want

http://forums.moneysavingexpert.com/showthread.html?t=364010
The above thread is fantastic - And any questions you have will be quickly answered

Good Luck and keep us all updated

Thanks for this, but why do you suspect I will be accepted? Is there any reason?

And thanks for the link, just noticed it.

edit: Looks like they will do another credit check: http://forums.moneysavingexpert.com/showthread.html?t=1070713&highlight=provisionally

I will skip it for now and keep my Halifax High Interest account for now.

maxsquared

I just called citi and thought give you an update.

Yes, indeed they will do credit check after they receive the statement and applications. So I canceled my application.

marcellep

maxsquared wrote: »

Thanks for this, but why do you suspect I will be accepted? Is there any reason?

And thanks for the link, just noticed it.

edit: Looks like they will do another credit check: http://forums.moneysavingexpert.com/showthread.html?t=1070713&highlight=provisionally

I will skip it for now and keep my Halifax High Interest account for now.

Same happened to me at that stage, and I have two defaults and at that time an outstaning Trust Deed and I still was accepted