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Barclays Credit Builder

mattlfc79
mattlfc79 Posts: 130 Forumite
in Credit cards
Hi all,

Does anyone know if Barclays accept Tenants with CCJ's on their file for the Creditbuilder card. I doubt I will get the initial card!

Thanks for your help in advance.

Matt
________________________________________
#bothered

Comments

  • mattlfc79
    mattlfc79 Posts: 130 Forumite
    Can anyone help with this please?

    Thanks
    ________________________________________
    #bothered
  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    mattlfc79 wrote: »
    Hi all,

    Does anyone know if Barclays accept Tenants with CCJ's on their file for the Creditbuilder card. I doubt I will get the initial card!

    Thanks for your help in advance.

    Matt


    How old is your ccj and have you any other bad credit on your files at present?
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • Cardchoices
    Cardchoices Posts: 6 Forumite
    In discussing the Barclays Credit Builder credit card, do you mean the 'Barclaycard Initial'. If so, that specifically excludes applicants who have had a CCJ or IVA registered against them in the last 5 years (satisfied or not).

    Being a tenant wouldnt exclude you, but if you weren't on the electoral roll that would significantly count against you.
  • coolesticeking
    coolesticeking Posts: 744 Forumite
    Barclaycard Initial has the toughest acceptance of the credit builder cards, you are better to apply for either Vanquis or Capital One Classic.
    David :)
    £1 of debt is too much for me!
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I just applied and said we would be intouch for the initial, is that a decline? I have one default sept 05, july 05, june 05
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Strange just had a call from their fraud department, to ensure I was applying?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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