noah271007 wrote: »
I would have thought there is a criteria depend on credit history (when opening a/c) or status within LTSB to able to upgrade.
So i take it your credit history is very good? It should be if you are getting 250 CG and 250 interest free overdraft. Or is LTSB more interested in getting fees??
Cash_Flow wrote: »
I have banked with lloyds for 13 years, I have a internal risk score of 3 my external credit score is good. But that said i can't upgrade to premier so i do think criteria is more important than fees.
I.e they give you a £250.00 CG card, and you decide to go and write thirty checks thats £7500.00 it would take them a long time in account FEES to reclaim that amount:D
sutton111 wrote: »
HSBC is similar, If you have defaults etc and you apply for the HSBC Plus account you still get a £100 cheque guarantee.
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