standard bt card

iamchrisli

I am looking for a standard cc for balance transfer, not the one of 0% for 12 or 9 mths sort.

I found this the one from Halifax balance transfer card, 5.9% APR, I can use it as like personal loan when I need emerency money. (draw the money from my Egg Money, and then transfer the balance to Halifax).

Is it this 5.9% card the lowest in the market?

Thanks for information

Clariman

Take a look at the "Balance Transfers" link in the blue panel above and look for the life of balance transfers. You can also find the latest offers at the bottom of the table on this page.
Clariman

iamchrisli

thanks, i check that info. But their low rate only avaiable when you transfer the balance within 6 months of opening the account.

But Halifax's can transfer whenever I like, isn't it?

[Deleted User]

iamchrisli wrote:

thanks, i check that info. But their low rate only avaiable when you transfer the balance within 6 months of opening the account.

But Halifax's can transfer whenever I like, isn't it?

I agree this seems like a good card to have in your arsenal as it caps any interest you pay at 5.9%. There is no interest free period though so only good for BTs etc.